WallStSmart

SUI Group Holdings Limited (SUIG)vsVisa Inc. Class A (V)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Visa Inc. Class A generates 1158252% more annual revenue ($43.03B vs $3.71M). V leads profitability with a 51.7% profit margin vs 0.0%. V earns a higher WallStSmart Score of 72/100 (B).

SUIG

Avoid

32

out of 100

Grade: F

Growth: 5.7Profit: 2.5Value: 5.0Quality: 6.0
Piotroski: 2/9

V

Strong Buy

72

out of 100

Grade: B

Growth: 8.7Profit: 10.0Value: 4.3Quality: 5.5
Piotroski: 4/9Altman Z: 1.84

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

SUIG2 strengths · Avg: 10.0/10
Price/BookValuation
0.7x10/10

Reasonable price relative to book value

EPS GrowthGrowth
83.3%10/10

Earnings expanding 83.3% YoY

V6 strengths · Avg: 9.3/10
Market CapQuality
$672.11B10/10

Mega-cap, among the largest globally

Return on EquityProfitability
62.4%10/10

Every $100 of equity generates 62 in profit

Profit MarginProfitability
51.7%10/10

Keeps 52 of every $100 in revenue as profit

Operating MarginProfitability
67.3%10/10

Strong operational efficiency at 67.3%

Revenue GrowthGrowth
17.1%8/10

17.1% revenue growth

EPS GrowthGrowth
35.5%8/10

Earnings expanding 35.5% YoY

Areas to Watch

SUIG4 concerns · Avg: 2.8/10
Market CapQuality
$80.09M3/10

Smaller company, higher risk/reward

Profit MarginProfitability
0.0%3/10

0.0% margin — thin

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Return on EquityProfitability
-333.7%2/10

ROE of -333.7% — below average capital efficiency

V4 concerns · Avg: 4.0/10
PEG RatioValuation
1.564/10

Expensive relative to growth rate

P/E RatioValuation
31.1x4/10

Premium valuation, high expectations priced in

Price/BookValuation
19.6x4/10

Trading at 19.6x book value

Altman Z-ScoreHealth
1.844/10

Grey zone — moderate risk

Comparative Analysis Report

WallStSmart Research

Bull Case : SUIG

The strongest argument for SUIG centers on Price/Book, EPS Growth.

Bull Case : V

The strongest argument for V centers on Market Cap, Return on Equity, Profit Margin. Profitability is solid with margins at 51.7% and operating margin at 67.3%. Revenue growth of 17.1% demonstrates continued momentum.

Bear Case : SUIG

The primary concerns for SUIG are Market Cap, Profit Margin, Piotroski F-Score.

Bear Case : V

The primary concerns for V are PEG Ratio, P/E Ratio, Price/Book.

Key Dynamics to Monitor

SUIG profiles as a value stock while V is a growth play — different risk/reward profiles.

SUIG carries more volatility with a beta of 1.32 — expect wider price swings.

V is growing revenue faster at 17.1% — sustainability is the question.

V generates stronger free cash flow (2.6B), providing more financial flexibility.

Bottom Line

V scores higher overall (72/100 vs 32/100), backed by strong 51.7% margins and 17.1% revenue growth. Both earn "Strong Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

SUI Group Holdings Limited

FINANCIAL SERVICES · CREDIT SERVICES · USA

SUI Group Holdings Limited is a principal investment firm specializing investments in debt and equity securities of public and private companies to fund their operations whether its start-up, acquisition, or growth. The company is headquartered in Wayzata, Minnesota.

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Visa Inc. Class A

FINANCIAL SERVICES · CREDIT SERVICES · USA

Visa Inc. is an American multinational financial services corporation headquartered in Foster City, California, United States. It facilitates electronic funds transfers throughout the world, most commonly through Visa-branded credit cards, debit cards and prepaid cards. Visa is one of the world's most valuable companies.

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