Mastercard Inc (MA)vsNisun International Enterprise Development Group Co Ltd (NISN)
MA
Mastercard Inc
$491.08
+0.13%
FINANCIAL SERVICES · Cap: $422.07B
NISN
Nisun International Enterprise Development Group Co Ltd
$15.70
+1.29%
FINANCIAL SERVICES · Cap: $6.96M
Smart Verdict
WallStSmart Research — data-driven comparison
Mastercard Inc generates 14116% more annual revenue ($33.94B vs $238.75M). MA leads profitability with a 45.9% profit margin vs -0.3%. MA earns a higher WallStSmart Score of 70/100 (B).
MA
Strong Buy70
out of 100
Grade: B
NISN
Avoid30
out of 100
Grade: F
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Mega-cap, among the largest globally
Every $100 of equity generates 232 in profit
Keeps 46 of every $100 in revenue as profit
Strong operational efficiency at 60.8%
Safe zone — low bankruptcy risk
15.8% revenue growth
Reasonable price relative to book value
Areas to Watch
Expensive relative to growth rate
Moderate valuation
Trading at 64.8x book value
Elevated debt levels
Smaller company, higher risk/reward
Operating margin of 0.0%
ROE of -0.4% — below average capital efficiency
Revenue declined 0.5%
Comparative Analysis Report
WallStSmart ResearchBull Case : MA
The strongest argument for MA centers on Market Cap, Return on Equity, Profit Margin. Profitability is solid with margins at 45.9% and operating margin at 60.8%. Revenue growth of 15.8% demonstrates continued momentum.
Bull Case : NISN
The strongest argument for NISN centers on Price/Book.
Bear Case : MA
The primary concerns for MA are PEG Ratio, P/E Ratio, Price/Book. Debt-to-equity of 2.82 is elevated, increasing financial risk.
Bear Case : NISN
The primary concerns for NISN are Market Cap, Operating Margin, Return on Equity.
Key Dynamics to Monitor
MA profiles as a growth stock while NISN is a turnaround play — different risk/reward profiles.
NISN carries more volatility with a beta of 1.65 — expect wider price swings.
MA is growing revenue faster at 15.8% — sustainability is the question.
MA generates stronger free cash flow (2.8B), providing more financial flexibility.
Bottom Line
MA scores higher overall (70/100 vs 30/100), backed by strong 45.9% margins and 15.8% revenue growth. Both earn "Strong Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Mastercard Inc
FINANCIAL SERVICES · CREDIT SERVICES · USA
Mastercard Incorporated is an American multinational financial services corporation headquartered in the Mastercard International Global Headquarters in Purchase, New York. The Global Operations Headquarters is located in O'Fallon, Missouri, a municipality of St. Charles County, Missouri. Throughout the world, its principal business is to process payments between the banks of merchants and the card-issuing banks or credit unions of the purchasers who use the Mastercard brand debit, credit and prepaid cards to make purchases. Mastercard Worldwide has been a publicly traded company since 2006.
Visit Website →Nisun International Enterprise Development Group Co Ltd
FINANCIAL SERVICES · CREDIT SERVICES · China
Nisun International Enterprise Development Group Co., Ltd, provides technology-driven integrated supply chain financing solutions to small and medium-sized enterprises in the People's Republic of China. The company is headquartered in Wenzhou, the People's Republic of China.
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