WallStSmart

LYFT Inc (LYFT)vsSAP SE ADR (SAP)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

SAP SE ADR generates 473% more annual revenue ($37.34B vs $6.52B). LYFT leads profitability with a 43.8% profit margin vs 19.6%. LYFT appears more attractively valued with a PEG of 0.15. LYFT earns a higher WallStSmart Score of 81/100 (A-).

LYFT

Exceptional Buy

81

out of 100

Grade: A-

Growth: 8.0Profit: 6.0Value: 10.0Quality: 4.0
Piotroski: 2/9Altman Z: -0.33

SAP

Buy

59

out of 100

Grade: C

Growth: 6.0Profit: 8.5Value: 4.7Quality: 6.8
Piotroski: 6/9Altman Z: 3.11
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

LYFTUndervalued (+54.5%)

Margin of Safety

+54.5%

Fair Value

$29.25

Current Price

$13.65

$15.60 discount

UndervaluedFair: $29.25Overvalued
SAPSignificantly Overvalued (-34.7%)

Margin of Safety

-34.7%

Fair Value

$145.83

Current Price

$184.77

$38.94 premium

UndervaluedFair: $145.83Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

LYFT6 strengths · Avg: 9.7/10
PEG RatioValuation
0.1510/10

Growing faster than its price suggests

P/E RatioValuation
2.0x10/10

Attractively priced relative to earnings

Return on EquityProfitability
94.4%10/10

Every $100 of equity generates 94 in profit

Profit MarginProfitability
43.8%10/10

Keeps 44 of every $100 in revenue as profit

EPS GrowthGrowth
488.9%10/10

Earnings expanding 488.9% YoY

Price/BookValuation
1.7x8/10

Reasonable price relative to book value

SAP4 strengths · Avg: 9.3/10
Operating MarginProfitability
30.0%10/10

Strong operational efficiency at 30.0%

Altman Z-ScoreHealth
3.1110/10

Safe zone — low bankruptcy risk

Market CapQuality
$192.92B9/10

Large-cap with strong market position

Free Cash FlowQuality
$3.27B8/10

Generating 3.3B in free cash flow

Areas to Watch

LYFT3 concerns · Avg: 2.0/10
Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Altman Z-ScoreHealth
-0.332/10

Distress zone — elevated risk

Operating MarginProfitability
-0.3%1/10

Operating margin of -0.3%

SAP0 concerns · Avg: 0/10

No major concerns identified

Comparative Analysis Report

WallStSmart Research

Bull Case : LYFT

The strongest argument for LYFT centers on PEG Ratio, P/E Ratio, Return on Equity. Profitability is solid with margins at 43.8% and operating margin at -0.3%. Revenue growth of 13.8% demonstrates continued momentum.

Bull Case : SAP

The strongest argument for SAP centers on Operating Margin, Altman Z-Score, Market Cap. Profitability is solid with margins at 19.6% and operating margin at 30.0%. PEG of 1.44 suggests the stock is reasonably priced for its growth.

Bear Case : LYFT

The primary concerns for LYFT are Piotroski F-Score, Altman Z-Score, Operating Margin.

Bear Case : SAP

No major red flags identified for SAP, but monitor valuation.

Key Dynamics to Monitor

LYFT carries more volatility with a beta of 1.82 — expect wider price swings.

LYFT is growing revenue faster at 13.8% — sustainability is the question.

SAP generates stronger free cash flow (3.3B), providing more financial flexibility.

Monitor SOFTWARE - APPLICATION industry trends, competitive dynamics, and regulatory changes.

Bottom Line

LYFT scores higher overall (81/100 vs 59/100), backed by strong 43.8% margins and 13.8% revenue growth. Both earn "Exceptional Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

LYFT Inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Lyft, Inc. operates a peer-to-peer marketplace for on-demand ridesharing in the United States and Canada. The company is headquartered in San Francisco, California.

SAP SE ADR

TECHNOLOGY · SOFTWARE - APPLICATION · USA

SAP SE is a global enterprise application software company. The company is headquartered in Walldorf, Germany.

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