WallStSmart

LYFT Inc (LYFT)vsShopify Inc (SHOP)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Shopify Inc generates 90% more annual revenue ($12.37B vs $6.52B). LYFT leads profitability with a 43.8% profit margin vs 10.8%. LYFT appears more attractively valued with a PEG of 0.15. LYFT earns a higher WallStSmart Score of 81/100 (A-).

LYFT

Exceptional Buy

81

out of 100

Grade: A-

Growth: 8.0Profit: 6.0Value: 10.0Quality: 4.0
Piotroski: 2/9Altman Z: -0.33

SHOP

Buy

50

out of 100

Grade: C-

Growth: 7.3Profit: 7.0Value: 4.7Quality: 8.5
Piotroski: 3/9Altman Z: 6.60
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

LYFTUndervalued (+54.5%)

Margin of Safety

+54.5%

Fair Value

$29.25

Current Price

$13.65

$15.60 discount

UndervaluedFair: $29.25Overvalued
SHOPUndervalued (+18.4%)

Margin of Safety

+18.4%

Fair Value

$143.39

Current Price

$109.54

$33.85 discount

UndervaluedFair: $143.39Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

LYFT6 strengths · Avg: 9.7/10
PEG RatioValuation
0.1510/10

Growing faster than its price suggests

P/E RatioValuation
2.0x10/10

Attractively priced relative to earnings

Return on EquityProfitability
94.4%10/10

Every $100 of equity generates 94 in profit

Profit MarginProfitability
43.8%10/10

Keeps 44 of every $100 in revenue as profit

EPS GrowthGrowth
488.9%10/10

Earnings expanding 488.9% YoY

Price/BookValuation
1.7x8/10

Reasonable price relative to book value

SHOP4 strengths · Avg: 9.8/10
Revenue GrowthGrowth
34.3%10/10

Revenue surging 34.3% year-over-year

Debt/EquityHealth
0.0110/10

Conservative balance sheet, low leverage

Altman Z-ScoreHealth
6.6010/10

Safe zone — low bankruptcy risk

Market CapQuality
$139.50B9/10

Large-cap with strong market position

Areas to Watch

LYFT3 concerns · Avg: 2.0/10
Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Altman Z-ScoreHealth
-0.332/10

Distress zone — elevated risk

Operating MarginProfitability
-0.3%1/10

Operating margin of -0.3%

SHOP4 concerns · Avg: 3.3/10
PEG RatioValuation
2.104/10

Expensive relative to growth rate

Price/BookValuation
11.4x4/10

Trading at 11.4x book value

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

P/E RatioValuation
105.4x2/10

Premium valuation, high expectations priced in

Comparative Analysis Report

WallStSmart Research

Bull Case : LYFT

The strongest argument for LYFT centers on PEG Ratio, P/E Ratio, Return on Equity. Profitability is solid with margins at 43.8% and operating margin at -0.3%. Revenue growth of 13.8% demonstrates continued momentum.

Bull Case : SHOP

The strongest argument for SHOP centers on Revenue Growth, Debt/Equity, Altman Z-Score. Revenue growth of 34.3% demonstrates continued momentum.

Bear Case : LYFT

The primary concerns for LYFT are Piotroski F-Score, Altman Z-Score, Operating Margin.

Bear Case : SHOP

The primary concerns for SHOP are PEG Ratio, Price/Book, Piotroski F-Score. A P/E of 105.4x leaves little room for execution misses.

Key Dynamics to Monitor

LYFT profiles as a mature stock while SHOP is a growth play — different risk/reward profiles.

SHOP carries more volatility with a beta of 2.59 — expect wider price swings.

SHOP is growing revenue faster at 34.3% — sustainability is the question.

SHOP generates stronger free cash flow (476M), providing more financial flexibility.

Bottom Line

LYFT scores higher overall (81/100 vs 50/100), backed by strong 43.8% margins and 13.8% revenue growth. SHOP offers better value entry with a 18.4% margin of safety. Both earn "Exceptional Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

LYFT Inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Lyft, Inc. operates a peer-to-peer marketplace for on-demand ridesharing in the United States and Canada. The company is headquartered in San Francisco, California.

Shopify Inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Shopify Inc., a commerce company, offers a commerce and service platform in Canada, the United States, the United Kingdom, Australia, Latin America, and internationally. The company is headquartered in Ottawa, Canada.

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