WallStSmart

LYFT Inc (LYFT)vsMicrosoft Corporation (MSFT)

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Smart Verdict

WallStSmart Research — data-driven comparison

Microsoft Corporation generates 4784% more annual revenue ($318.27B vs $6.52B). LYFT leads profitability with a 43.8% profit margin vs 39.3%. LYFT appears more attractively valued with a PEG of 0.15. LYFT earns a higher WallStSmart Score of 81/100 (A-).

LYFT

Exceptional Buy

81

out of 100

Grade: A-

Growth: 8.0Profit: 6.0Value: 10.0Quality: 4.0
Piotroski: 2/9Altman Z: -0.33

MSFT

Strong Buy

72

out of 100

Grade: B

Growth: 8.0Profit: 9.5Value: 5.7Quality: 7.0
Piotroski: 4/9Altman Z: 2.51
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

LYFTUndervalued (+54.5%)

Margin of Safety

+54.5%

Fair Value

$29.25

Current Price

$13.65

$15.60 discount

UndervaluedFair: $29.25Overvalued

Intrinsic value data unavailable for MSFT.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

LYFT6 strengths · Avg: 9.7/10
PEG RatioValuation
0.1510/10

Growing faster than its price suggests

P/E RatioValuation
2.0x10/10

Attractively priced relative to earnings

Return on EquityProfitability
94.4%10/10

Every $100 of equity generates 94 in profit

Profit MarginProfitability
43.8%10/10

Keeps 44 of every $100 in revenue as profit

EPS GrowthGrowth
488.9%10/10

Earnings expanding 488.9% YoY

Price/BookValuation
1.7x8/10

Reasonable price relative to book value

MSFT6 strengths · Avg: 9.8/10
Market CapQuality
$3.28T10/10

Mega-cap, among the largest globally

Return on EquityProfitability
30.2%10/10

Every $100 of equity generates 30 in profit

Profit MarginProfitability
39.3%10/10

Keeps 39 of every $100 in revenue as profit

Operating MarginProfitability
46.3%10/10

Strong operational efficiency at 46.3%

Free Cash FlowQuality
$15.80B10/10

Generating 15.8B in free cash flow

Debt/EquityHealth
0.149/10

Conservative balance sheet, low leverage

Areas to Watch

LYFT3 concerns · Avg: 2.0/10
Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Altman Z-ScoreHealth
-0.332/10

Distress zone — elevated risk

Operating MarginProfitability
-0.3%1/10

Operating margin of -0.3%

MSFT1 concerns · Avg: 4.0/10
P/E RatioValuation
26.3x4/10

Moderate valuation

Comparative Analysis Report

WallStSmart Research

Bull Case : LYFT

The strongest argument for LYFT centers on PEG Ratio, P/E Ratio, Return on Equity. Profitability is solid with margins at 43.8% and operating margin at -0.3%. Revenue growth of 13.8% demonstrates continued momentum.

Bull Case : MSFT

The strongest argument for MSFT centers on Market Cap, Return on Equity, Profit Margin. Profitability is solid with margins at 39.3% and operating margin at 46.3%. Revenue growth of 18.3% demonstrates continued momentum.

Bear Case : LYFT

The primary concerns for LYFT are Piotroski F-Score, Altman Z-Score, Operating Margin.

Bear Case : MSFT

The primary concerns for MSFT are P/E Ratio.

Key Dynamics to Monitor

LYFT profiles as a mature stock while MSFT is a growth play — different risk/reward profiles.

LYFT carries more volatility with a beta of 1.82 — expect wider price swings.

MSFT is growing revenue faster at 18.3% — sustainability is the question.

MSFT generates stronger free cash flow (15.8B), providing more financial flexibility.

Bottom Line

LYFT scores higher overall (81/100 vs 72/100), backed by strong 43.8% margins and 13.8% revenue growth. Both earn "Exceptional Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

LYFT Inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Lyft, Inc. operates a peer-to-peer marketplace for on-demand ridesharing in the United States and Canada. The company is headquartered in San Francisco, California.

Microsoft Corporation

TECHNOLOGY · SOFTWARE - INFRASTRUCTURE · USA

Microsoft Corporation is an American multinational technology company which produces computer software, consumer electronics, personal computers, and related services. Its best known software products are the Microsoft Windows line of operating systems, the Microsoft Office suite, and the Internet Explorer and Edge web browsers. Its flagship hardware products are the Xbox video game consoles and the Microsoft Surface lineup of touchscreen personal computers. Microsoft ranked No. 21 in the 2020 Fortune 500 rankings of the largest United States corporations by total revenue; it was the world's largest software maker by revenue as of 2016. It is considered one of the Big Five companies in the U.S. information technology industry, along with Google, Apple, Amazon, and Facebook.

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