WallStSmart

Life Time Group Holdings Inc (LTH)vsTrugolf Inc (TRUG)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Life Time Group Holdings Inc generates 14480% more annual revenue ($3.00B vs $20.54M). LTH leads profitability with a 12.5% profit margin vs -93.1%. LTH earns a higher WallStSmart Score of 66/100 (B-).

LTH

Strong Buy

66

out of 100

Grade: B-

Growth: 6.0Profit: 6.5Value: 8.3Quality: 5.5
Piotroski: 6/9Altman Z: 0.89

TRUG

Avoid

32

out of 100

Grade: F

Growth: 3.3Profit: 2.5Value: 5.0Quality: 5.0
Piotroski: 2/9Altman Z: -0.88
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

LTHUndervalued (+61.8%)

Margin of Safety

+61.8%

Fair Value

$77.69

Current Price

$26.42

$51.27 discount

UndervaluedFair: $77.69Overvalued

Intrinsic value data unavailable for TRUG.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

LTH2 strengths · Avg: 8.0/10
P/E RatioValuation
15.6x8/10

Attractively priced relative to earnings

Price/BookValuation
1.9x8/10

Reasonable price relative to book value

TRUG1 strengths · Avg: 10.0/10
Price/BookValuation
0.1x10/10

Reasonable price relative to book value

Areas to Watch

LTH4 concerns · Avg: 2.8/10
EPS GrowthGrowth
2.2%4/10

2.2% earnings growth

Debt/EquityHealth
1.383/10

Elevated debt levels

Free Cash FlowQuality
$-64.64M2/10

Negative free cash flow — burning cash

Altman Z-ScoreHealth
0.892/10

Distress zone — elevated risk

TRUG4 concerns · Avg: 3.3/10
EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Market CapQuality
$3.11M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
0.0%3/10

ROE of 0.0% — below average capital efficiency

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : LTH

The strongest argument for LTH centers on P/E Ratio, Price/Book. Revenue growth of 12.3% demonstrates continued momentum.

Bull Case : TRUG

The strongest argument for TRUG centers on Price/Book.

Bear Case : LTH

The primary concerns for LTH are EPS Growth, Debt/Equity, Free Cash Flow.

Bear Case : TRUG

The primary concerns for TRUG are EPS Growth, Market Cap, Return on Equity.

Key Dynamics to Monitor

LTH profiles as a value stock while TRUG is a turnaround play — different risk/reward profiles.

LTH carries more volatility with a beta of 1.69 — expect wider price swings.

LTH is growing revenue faster at 12.3% — sustainability is the question.

TRUG generates stronger free cash flow (-675,900), providing more financial flexibility.

Bottom Line

LTH scores higher overall (66/100 vs 32/100) and 12.3% revenue growth. Both earn "Strong Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Life Time Group Holdings Inc

CONSUMER CYCLICAL · LEISURE · USA

Life Time Group Holdings, Inc. offers health, fitness and wellness experiences to a community of individual members in the United States and Canada. The company is headquartered in Chanhassen, Minnesota.

Trugolf Inc

CONSUMER CYCLICAL · LEISURE · USA

TruGolf Holdings, Inc., through its subsidiary, engages in the development and sale of indoor golf simulator hardware under the TruGolf Nevada brand for residential and commercial markets in the United States. The company is headquartered in Centerville, Utah.

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