WallStSmart

LPL Financial Holdings Inc (LPLA)vsPiper Sandler Companies (PIPR)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

LPL Financial Holdings Inc generates 807% more annual revenue ($19.20B vs $2.12B). PIPR leads profitability with a 14.5% profit margin vs 5.2%. LPLA appears more attractively valued with a PEG of 0.53. PIPR earns a higher WallStSmart Score of 74/100 (B).

LPLA

Strong Buy

74

out of 100

Grade: B

Growth: 10.0Profit: 6.0Value: 6.3Quality: 6.5
Piotroski: 2/9Altman Z: 2.22

PIPR

Strong Buy

74

out of 100

Grade: B

Growth: 8.7Profit: 8.0Value: 6.3Quality: 8.0
Piotroski: 3/9Altman Z: 2.97

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

LPLA3 strengths · Avg: 8.7/10
Revenue GrowthGrowth
36.4%10/10

Revenue surging 36.4% year-over-year

PEG RatioValuation
0.538/10

Growing faster than its price suggests

EPS GrowthGrowth
39.4%8/10

Earnings expanding 39.4% YoY

PIPR6 strengths · Avg: 8.8/10
EPS GrowthGrowth
59.7%10/10

Earnings expanding 59.7% YoY

Debt/EquityHealth
0.0810/10

Conservative balance sheet, low leverage

Return on EquityProfitability
21.0%9/10

Every $100 of equity generates 21 in profit

P/E RatioValuation
17.6x8/10

Attractively priced relative to earnings

Operating MarginProfitability
21.6%8/10

Strong operational efficiency at 21.6%

Revenue GrowthGrowth
24.9%8/10

Revenue surging 24.9% year-over-year

Areas to Watch

LPLA4 concerns · Avg: 3.3/10
P/E RatioValuation
28.3x4/10

Moderate valuation

Profit MarginProfitability
5.2%3/10

5.2% margin — thin

Debt/EquityHealth
1.393/10

Elevated debt levels

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

PIPR2 concerns · Avg: 2.5/10
Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Free Cash FlowQuality
$-316.88M2/10

Negative free cash flow — burning cash

Comparative Analysis Report

WallStSmart Research

Bull Case : LPLA

The strongest argument for LPLA centers on Revenue Growth, PEG Ratio, EPS Growth. Revenue growth of 36.4% demonstrates continued momentum. PEG of 0.53 suggests the stock is reasonably priced for its growth.

Bull Case : PIPR

The strongest argument for PIPR centers on EPS Growth, Debt/Equity, Return on Equity. Revenue growth of 24.9% demonstrates continued momentum. PEG of 1.26 suggests the stock is reasonably priced for its growth.

Bear Case : LPLA

The primary concerns for LPLA are P/E Ratio, Profit Margin, Debt/Equity.

Bear Case : PIPR

The primary concerns for PIPR are Piotroski F-Score, Free Cash Flow.

Key Dynamics to Monitor

LPLA profiles as a hypergrowth stock while PIPR is a growth play — different risk/reward profiles.

PIPR carries more volatility with a beta of 1.43 — expect wider price swings.

LPLA is growing revenue faster at 36.4% — sustainability is the question.

LPLA generates stronger free cash flow (135M), providing more financial flexibility.

Bottom Line

LPLA scores higher overall (74/100 vs 74/100) and 36.4% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

LPL Financial Holdings Inc

FINANCIAL SERVICES · CAPITAL MARKETS · USA

LPL Financial Holdings Inc., provides an integrated platform of brokerage and investment advisory services to independent financial advisers and financial advisers at financial institutions in the United States. The company is headquartered in San Diego, California.

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Piper Sandler Companies

FINANCIAL SERVICES · CAPITAL MARKETS · USA

Piper Sandler Companies is an investment bank and institutional securities firm serving corporations, private equity groups, public entities, non-profit entities, and institutional investors in the United States and internationally. The company is headquartered in Minneapolis, Minnesota.

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