Lowe's Companies Inc (LOW)vsTillys Inc (TLYS)
LOW
Lowe's Companies Inc
$207.25
+0.11%
CONSUMER CYCLICAL · Cap: $110.74B
TLYS
Tillys Inc
$4.36
+3.07%
CONSUMER CYCLICAL · Cap: $129.38M
Smart Verdict
WallStSmart Research — data-driven comparison
Lowe's Companies Inc generates 15413% more annual revenue ($90.43B vs $582.94M). LOW leads profitability with a 7.3% profit margin vs 0.3%. TLYS appears more attractively valued with a PEG of 0.88. TLYS earns a higher WallStSmart Score of 61/100 (C+).
LOW
Hold50
out of 100
Grade: D+
TLYS
Buy61
out of 100
Grade: C+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-37.2%
Fair Value
$144.78
Current Price
$207.25
$62.47 premium
Intrinsic value data unavailable for TLYS.
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Conservative balance sheet, low leverage
Large-cap with strong market position
Attractively priced relative to earnings
Generating 3.1B in free cash flow
Earnings expanding 170.0% YoY
Growing faster than its price suggests
Reasonable price relative to book value
Areas to Watch
0.0% earnings growth
Grey zone — moderate risk
ROE of 0.0% — below average capital efficiency
7.3% margin — thin
Smaller company, higher risk/reward
0.3% margin — thin
Elevated debt levels
Premium valuation, high expectations priced in
Comparative Analysis Report
WallStSmart ResearchBull Case : LOW
The strongest argument for LOW centers on Debt/Equity, Market Cap, P/E Ratio. PEG of 1.31 suggests the stock is reasonably priced for its growth.
Bull Case : TLYS
The strongest argument for TLYS centers on EPS Growth, PEG Ratio, Price/Book. PEG of 0.88 suggests the stock is reasonably priced for its growth.
Bear Case : LOW
The primary concerns for LOW are EPS Growth, Altman Z-Score, Return on Equity.
Bear Case : TLYS
The primary concerns for TLYS are Market Cap, Profit Margin, Debt/Equity. A P/E of 70.5x leaves little room for execution misses. Debt-to-equity of 1.95 is elevated, increasing financial risk.
Key Dynamics to Monitor
LOW carries more volatility with a beta of 0.88 — expect wider price swings.
LOW is growing revenue faster at 8.3% — sustainability is the question.
LOW generates stronger free cash flow (3.1B), providing more financial flexibility.
Monitor HOME IMPROVEMENT RETAIL industry trends, competitive dynamics, and regulatory changes.
Bottom Line
TLYS scores higher overall (61/100 vs 50/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Lowe's Companies Inc
CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA
Lowe's Companies, Inc. is an American retail company specializing in home improvement. Headquartered in Mooresville, North Carolina, the company operates a chain of retail stores in the United States and Canada.
Visit Website →Tillys Inc
CONSUMER CYCLICAL · APPAREL RETAIL · USA
Tilly's, Inc. is a specialty retailer of casual clothing, footwear, accessories and consumer goods for young men and women and boys and girls in the United States. The company is headquartered in Irvine, California.
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