Lowe's Companies Inc (LOW)vsPulteGroup Inc (PHM)
LOW
Lowe's Companies Inc
$210.74
+2.27%
CONSUMER CYCLICAL · Cap: $123.46B
PHM
PulteGroup Inc
$118.28
+4.17%
CONSUMER CYCLICAL · Cap: $23.46B
Smart Verdict
WallStSmart Research — data-driven comparison
Lowe's Companies Inc generates 426% more annual revenue ($88.43B vs $16.83B). PHM leads profitability with a 12.1% profit margin vs 7.5%. PHM appears more attractively valued with a PEG of 1.12. PHM earns a higher WallStSmart Score of 59/100 (C).
LOW
Hold50
out of 100
Grade: D+
PHM
Buy59
out of 100
Grade: C
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-58.5%
Fair Value
$140.20
Current Price
$210.74
$70.54 premium
Intrinsic value data unavailable for PHM.
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Conservative balance sheet, low leverage
Large-cap with strong market position
Generating 2.8B in free cash flow
Attractively priced relative to earnings
Safe zone — low bankruptcy risk
Conservative balance sheet, low leverage
Reasonable price relative to book value
Areas to Watch
Grey zone — moderate risk
ROE of 0.0% — below average capital efficiency
7.5% margin — thin
Weak financial health signals
Revenue declined 12.4%
Earnings declined 30.4%
Comparative Analysis Report
WallStSmart ResearchBull Case : LOW
The strongest argument for LOW centers on Debt/Equity, Market Cap, Free Cash Flow. Revenue growth of 10.3% demonstrates continued momentum. PEG of 1.44 suggests the stock is reasonably priced for its growth.
Bull Case : PHM
The strongest argument for PHM centers on P/E Ratio, Altman Z-Score, Debt/Equity. PEG of 1.12 suggests the stock is reasonably priced for its growth.
Bear Case : LOW
The primary concerns for LOW are Altman Z-Score, Return on Equity, Profit Margin.
Bear Case : PHM
The primary concerns for PHM are Revenue Growth, EPS Growth.
Key Dynamics to Monitor
LOW profiles as a value stock while PHM is a declining play — different risk/reward profiles.
PHM carries more volatility with a beta of 1.22 — expect wider price swings.
LOW is growing revenue faster at 10.3% — sustainability is the question.
LOW generates stronger free cash flow (2.8B), providing more financial flexibility.
Bottom Line
PHM scores higher overall (59/100 vs 50/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Lowe's Companies Inc
CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA
Lowe's Companies, Inc. is an American retail company specializing in home improvement. Headquartered in Mooresville, North Carolina, the company operates a chain of retail stores in the United States and Canada.
Visit Website →PulteGroup Inc
CONSUMER CYCLICAL · RESIDENTIAL CONSTRUCTION · USA
PulteGroup, Inc. (previously known as Pulte Homes) is a home construction company based in Atlanta, Georgia, United States.
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