Lowe's Companies Inc (LOW)vsMacy’s Inc (M)
LOW
Lowe's Companies Inc
$210.74
-0.12%
CONSUMER CYCLICAL · Cap: $115.86B
M
Macy’s Inc
$22.16
-3.78%
CONSUMER CYCLICAL · Cap: $6.67B
Smart Verdict
WallStSmart Research — data-driven comparison
Lowe's Companies Inc generates 289% more annual revenue ($88.43B vs $22.72B). LOW leads profitability with a 7.5% profit margin vs 2.9%. LOW appears more attractively valued with a PEG of 1.36. M earns a higher WallStSmart Score of 57/100 (C).
LOW
Hold50
out of 100
Grade: D+
M
Buy57
out of 100
Grade: C
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-50.6%
Fair Value
$139.97
Current Price
$210.74
$70.77 premium
Margin of Safety
+33.6%
Fair Value
$32.71
Current Price
$22.16
$10.55 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Conservative balance sheet, low leverage
Large-cap with strong market position
Attractively priced relative to earnings
Generating 2.8B in free cash flow
Attractively priced relative to earnings
Reasonable price relative to book value
Earnings expanding 76.9% YoY
Areas to Watch
Grey zone — moderate risk
ROE of 0.0% — below average capital efficiency
7.5% margin — thin
Weak financial health signals
2.1% revenue growth
2.9% margin — thin
Operating margin of 1.8%
Elevated debt levels
Comparative Analysis Report
WallStSmart ResearchBull Case : LOW
The strongest argument for LOW centers on Debt/Equity, Market Cap, P/E Ratio. Revenue growth of 10.3% demonstrates continued momentum. PEG of 1.36 suggests the stock is reasonably priced for its growth.
Bull Case : M
The strongest argument for M centers on P/E Ratio, Price/Book, EPS Growth.
Bear Case : LOW
The primary concerns for LOW are Altman Z-Score, Return on Equity, Profit Margin.
Bear Case : M
The primary concerns for M are Revenue Growth, Profit Margin, Operating Margin. Thin 2.9% margins leave little buffer for downturns.
Key Dynamics to Monitor
M carries more volatility with a beta of 1.50 — expect wider price swings.
LOW is growing revenue faster at 10.3% — sustainability is the question.
LOW generates stronger free cash flow (2.8B), providing more financial flexibility.
Monitor HOME IMPROVEMENT RETAIL industry trends, competitive dynamics, and regulatory changes.
Bottom Line
M scores higher overall (57/100 vs 50/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Lowe's Companies Inc
CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA
Lowe's Companies, Inc. is an American retail company specializing in home improvement. Headquartered in Mooresville, North Carolina, the company operates a chain of retail stores in the United States and Canada.
Visit Website →Macy’s Inc
CONSUMER CYCLICAL · DEPARTMENT STORES · USA
Macy's, Inc., an omnichannel retail organization, operates stores, websites, and mobile apps under the Macy's, Bloomingdale's and bluemercury brands. The company is headquartered in New York, New York.
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