WallStSmart

El Pollo Loco Holdings Inc (LOCO)vsRestaurant Brands International Inc (QSR)

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Smart Verdict

WallStSmart Research — data-driven comparison

Restaurant Brands International Inc generates 1837% more annual revenue ($9.70B vs $500.79M). QSR leads profitability with a 13.1% profit margin vs 7.0%. LOCO appears more attractively valued with a PEG of 1.16. QSR earns a higher WallStSmart Score of 68/100 (B-).

LOCO

Buy

65

out of 100

Grade: C+

Growth: 6.0Profit: 5.5Value: 7.3Quality: 5.5
Piotroski: 6/9Altman Z: 1.55

QSR

Strong Buy

68

out of 100

Grade: B-

Growth: 7.3Profit: 8.0Value: 6.7Quality: 3.5
Piotroski: 5/9Altman Z: 0.90
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

LOCOUndervalued (+20.3%)

Margin of Safety

+20.3%

Fair Value

$13.43

Current Price

$15.18

$1.75 discount

UndervaluedFair: $13.43Overvalued
QSRUndervalued (+25.1%)

Margin of Safety

+25.1%

Fair Value

$94.35

Current Price

$76.96

$17.39 discount

UndervaluedFair: $94.35Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

LOCO3 strengths · Avg: 9.3/10
Price/BookValuation
1.5x10/10

Reasonable price relative to book value

EPS GrowthGrowth
79.2%10/10

Earnings expanding 79.2% YoY

P/E RatioValuation
12.8x8/10

Attractively priced relative to earnings

QSR3 strengths · Avg: 9.3/10
Return on EquityProfitability
33.1%10/10

Every $100 of equity generates 33 in profit

EPS GrowthGrowth
151.2%10/10

Earnings expanding 151.2% YoY

Operating MarginProfitability
27.7%8/10

Strong operational efficiency at 27.7%

Areas to Watch

LOCO4 concerns · Avg: 3.5/10
Revenue GrowthGrowth
3.0%4/10

3.0% revenue growth

Altman Z-ScoreHealth
1.554/10

Distress zone — elevated risk

Market CapQuality
$456.83M3/10

Smaller company, higher risk/reward

Profit MarginProfitability
7.0%3/10

7.0% margin — thin

QSR3 concerns · Avg: 2.3/10
Revenue GrowthGrowth
4.6%4/10

4.6% revenue growth

Altman Z-ScoreHealth
0.902/10

Distress zone — elevated risk

Debt/EquityHealth
4.071/10

Elevated debt levels

Comparative Analysis Report

WallStSmart Research

Bull Case : LOCO

The strongest argument for LOCO centers on Price/Book, EPS Growth, P/E Ratio. PEG of 1.16 suggests the stock is reasonably priced for its growth.

Bull Case : QSR

The strongest argument for QSR centers on Return on Equity, EPS Growth, Operating Margin. PEG of 1.24 suggests the stock is reasonably priced for its growth.

Bear Case : LOCO

The primary concerns for LOCO are Revenue Growth, Altman Z-Score, Market Cap.

Bear Case : QSR

The primary concerns for QSR are Revenue Growth, Altman Z-Score, Debt/Equity. Debt-to-equity of 4.07 is elevated, increasing financial risk.

Key Dynamics to Monitor

LOCO carries more volatility with a beta of 0.69 — expect wider price swings.

QSR is growing revenue faster at 4.6% — sustainability is the question.

QSR generates stronger free cash flow (479M), providing more financial flexibility.

Monitor RESTAURANTS industry trends, competitive dynamics, and regulatory changes.

Bottom Line

QSR scores higher overall (68/100 vs 65/100). LOCO offers better value entry with a 20.3% margin of safety. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

El Pollo Loco Holdings Inc

CONSUMER CYCLICAL · RESTAURANTS · USA

El Pollo Loco Holdings, Inc., through its subsidiary El Pollo Loco, Inc., develops, franchises, licenses and operates quick service restaurants under the name El Pollo Loco. The company is headquartered in Costa Mesa, California.

Restaurant Brands International Inc

CONSUMER CYCLICAL · RESTAURANTS · USA

Restaurant Brands International Inc. owns, operates and franchises quick-service restaurants under the Tim Hortons (TH), Burger King (BK) and Popeyes (PLK) brands. The company is headquartered in Toronto, Canada.

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