WallStSmart

Darden Restaurants Inc (DRI)vsEl Pollo Loco Holdings Inc (LOCO)

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Smart Verdict

WallStSmart Research — data-driven comparison

Darden Restaurants Inc generates 2505% more annual revenue ($12.76B vs $490.05M). DRI leads profitability with a 8.7% profit margin vs 5.4%. LOCO appears more attractively valued with a PEG of 1.16. LOCO earns a higher WallStSmart Score of 59/100 (C).

DRI

Buy

55

out of 100

Grade: C-

Growth: 4.7Profit: 7.0Value: 7.3Quality: 4.3
Piotroski: 4/9Altman Z: 1.33

LOCO

Buy

59

out of 100

Grade: C

Growth: 7.3Profit: 5.5Value: 10.0Quality: 5.0
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

DRISignificantly Overvalued (-229.4%)

Margin of Safety

-229.4%

Fair Value

$64.60

Current Price

$201.66

$137.06 premium

UndervaluedFair: $64.60Overvalued
LOCOUndervalued (+39.8%)

Margin of Safety

+39.8%

Fair Value

$17.78

Current Price

$14.12

$3.66 discount

UndervaluedFair: $17.78Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

DRI1 strengths · Avg: 10.0/10
Return on EquityProfitability
51.5%10/10

Every $100 of equity generates 52 in profit

LOCO2 strengths · Avg: 9.0/10
Price/BookValuation
1.5x10/10

Reasonable price relative to book value

P/E RatioValuation
15.7x8/10

Attractively priced relative to earnings

Areas to Watch

DRI4 concerns · Avg: 3.0/10
PEG RatioValuation
1.814/10

Expensive relative to growth rate

Price/BookValuation
11.0x4/10

Trading at 11.0x book value

EPS GrowthGrowth
-3.3%2/10

Earnings declined 3.3%

Altman Z-ScoreHealth
1.332/10

Distress zone — elevated risk

LOCO2 concerns · Avg: 3.0/10
Market CapQuality
$422.68M3/10

Smaller company, higher risk/reward

Profit MarginProfitability
5.4%3/10

5.4% margin — thin

Comparative Analysis Report

WallStSmart Research

Bull Case : DRI

The strongest argument for DRI centers on Return on Equity.

Bull Case : LOCO

The strongest argument for LOCO centers on Price/Book, P/E Ratio. PEG of 1.16 suggests the stock is reasonably priced for its growth.

Bear Case : DRI

The primary concerns for DRI are PEG Ratio, Price/Book, EPS Growth.

Bear Case : LOCO

The primary concerns for LOCO are Market Cap, Profit Margin.

Key Dynamics to Monitor

LOCO carries more volatility with a beta of 0.94 — expect wider price swings.

LOCO is growing revenue faster at 8.1% — sustainability is the question.

DRI generates stronger free cash flow (606M), providing more financial flexibility.

Monitor RESTAURANTS industry trends, competitive dynamics, and regulatory changes.

Bottom Line

LOCO scores higher overall (59/100 vs 55/100). Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Darden Restaurants Inc

CONSUMER CYCLICAL · RESTAURANTS · USA

Darden Restaurants, Inc. is an American multi-brand restaurant operator headquartered in Orlando.

El Pollo Loco Holdings Inc

CONSUMER CYCLICAL · RESTAURANTS · USA

El Pollo Loco Holdings, Inc., through its subsidiary El Pollo Loco, Inc., develops, franchises, licenses and operates quick service restaurants under the name El Pollo Loco. The company is headquartered in Costa Mesa, California.

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