LM Funding America Inc (LMFA)vsMorgan Stanley (MS)
LMFA
LM Funding America Inc
$0.22
-6.35%
FINANCIAL SERVICES · Cap: $3.82M
MS
Morgan Stanley
$211.93
-0.80%
FINANCIAL SERVICES · Cap: $343.82B
Smart Verdict
WallStSmart Research — data-driven comparison
Morgan Stanley generates 1025694% more annual revenue ($73.17B vs $7.13M). MS leads profitability with a 24.7% profit margin vs 0.0%. MS earns a higher WallStSmart Score of 71/100 (B).
LMFA
Avoid32
out of 100
Grade: F
MS
Strong Buy71
out of 100
Grade: B
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Mega-cap, among the largest globally
Strong operational efficiency at 40.6%
Keeps 25 of every $100 in revenue as profit
16.3% revenue growth
Earnings expanding 31.9% YoY
Areas to Watch
Smaller company, higher risk/reward
0.0% margin — thin
Weak financial health signals
ROE of -153.6% — below average capital efficiency
Expensive relative to growth rate
Negative free cash flow — burning cash
Distress zone — elevated risk
Elevated debt levels
Comparative Analysis Report
WallStSmart ResearchBull Case : LMFA
The strongest argument for LMFA centers on Price/Book.
Bull Case : MS
The strongest argument for MS centers on Market Cap, Operating Margin, Profit Margin. Profitability is solid with margins at 24.7% and operating margin at 40.6%. Revenue growth of 16.3% demonstrates continued momentum.
Bear Case : LMFA
The primary concerns for LMFA are Market Cap, Profit Margin, Piotroski F-Score.
Bear Case : MS
The primary concerns for MS are PEG Ratio, Free Cash Flow, Altman Z-Score. Debt-to-equity of 3.45 is elevated, increasing financial risk.
Key Dynamics to Monitor
LMFA profiles as a value stock while MS is a growth play — different risk/reward profiles.
LMFA carries more volatility with a beta of 2.34 — expect wider price swings.
MS is growing revenue faster at 16.3% — sustainability is the question.
LMFA generates stronger free cash flow (-3M), providing more financial flexibility.
Bottom Line
MS scores higher overall (71/100 vs 32/100), backed by strong 24.7% margins and 16.3% revenue growth. Both earn "Strong Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
LM Funding America Inc
FINANCIAL SERVICES · CAPITAL MARKETS · USA
LM Funding America, Inc., through its subsidiary, LM Funding, LLC, is a specialized finance company. The company is headquartered in Tampa, Florida.
Morgan Stanley
FINANCIAL SERVICES · CAPITAL MARKETS · USA
Morgan Stanley is an American multinational investment bank and financial services company headquartered at 1585 Broadway in the Morgan Stanley Building, Midtown Manhattan, New York City.
Compare with Other CAPITAL MARKETS Stocks
Want to dig deeper into these stocks?