Goldman Sachs Group Inc (GS)vsMorgan Stanley (MS)
GS
Goldman Sachs Group Inc
$805.48
+0.50%
FINANCIAL SERVICES · Cap: $242.05B
MS
Morgan Stanley
$158.93
-0.24%
FINANCIAL SERVICES · Cap: $250.61B
Smart Verdict
WallStSmart Research — data-driven comparison
Morgan Stanley generates 18% more annual revenue ($70.30B vs $59.40B). GS leads profitability with a 28.9% profit margin vs 24.0%. GS appears more attractively valued with a PEG of 1.41. MS earns a higher WallStSmart Score of 76/100 (B+).
GS
Strong Buy73
out of 100
Grade: B
MS
Strong Buy76
out of 100
Grade: B+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+55.0%
Fair Value
$1797.44
Current Price
$805.48
$991.96 discount
Margin of Safety
+61.6%
Fair Value
$413.17
Current Price
$158.93
$254.24 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Mega-cap, among the largest globally
Strong operational efficiency at 38.3%
Keeps 29 of every $100 in revenue as profit
Attractively priced relative to earnings
Reasonable price relative to book value
15.2% revenue growth
Mega-cap, among the largest globally
Strong operational efficiency at 38.6%
Keeps 24 of every $100 in revenue as profit
Attractively priced relative to earnings
Reasonable price relative to book value
Earnings expanding 20.7% YoY
Areas to Watch
Negative free cash flow — burning cash
Expensive relative to growth rate
Weak financial health signals
Negative free cash flow — burning cash
Comparative Analysis Report
WallStSmart ResearchBull Case : GS
The strongest argument for GS centers on Market Cap, Operating Margin, Profit Margin. Profitability is solid with margins at 28.9% and operating margin at 38.3%. Revenue growth of 15.2% demonstrates continued momentum.
Bull Case : MS
The strongest argument for MS centers on Market Cap, Operating Margin, Profit Margin. Profitability is solid with margins at 24.0% and operating margin at 38.6%. Revenue growth of 11.0% demonstrates continued momentum.
Bear Case : GS
The primary concerns for GS are Free Cash Flow.
Bear Case : MS
The primary concerns for MS are PEG Ratio, Piotroski F-Score, Free Cash Flow.
Key Dynamics to Monitor
GS profiles as a growth stock while MS is a mature play — different risk/reward profiles.
GS carries more volatility with a beta of 1.34 — expect wider price swings.
GS is growing revenue faster at 15.2% — sustainability is the question.
MS generates stronger free cash flow (-4.6B), providing more financial flexibility.
Bottom Line
MS scores higher overall (76/100 vs 73/100), backed by strong 24.0% margins and 11.0% revenue growth. GS offers better value entry with a 55.0% margin of safety. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Goldman Sachs Group Inc
FINANCIAL SERVICES · CAPITAL MARKETS · USA
The Goldman Sachs Group, Inc., is an American multinational investment bank and financial services company headquartered in New York City. It offers services in investment management, securities, asset management, prime brokerage, and securities underwriting. It also provides investment banking to institutional investors.
Morgan Stanley
FINANCIAL SERVICES · CAPITAL MARKETS · USA
Morgan Stanley is an American multinational investment bank and financial services company headquartered at 1585 Broadway in the Morgan Stanley Building, Midtown Manhattan, New York City.
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