WallStSmart

Legacy Housing Corp (LEGH)vsNVR Inc (NVR)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

NVR Inc generates 6243% more annual revenue ($10.44B vs $164.57M). LEGH leads profitability with a 25.4% profit margin vs 12.8%. LEGH appears more attractively valued with a PEG of 0.61. LEGH earns a higher WallStSmart Score of 59/100 (C).

LEGH

Buy

59

out of 100

Grade: C

Growth: 2.0Profit: 8.0Value: 7.3Quality: 5.0

NVR

Buy

53

out of 100

Grade: C-

Growth: 2.0Profit: 8.5Value: 4.7Quality: 6.0
Piotroski: 3/9
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

LEGHSignificantly Overvalued (-82.9%)

Margin of Safety

-82.9%

Fair Value

$11.83

Current Price

$20.18

$8.35 premium

UndervaluedFair: $11.83Overvalued
NVRSignificantly Overvalued (-172.6%)

Margin of Safety

-172.6%

Fair Value

$2970.24

Current Price

$6552.20

$3581.96 premium

UndervaluedFair: $2970.24Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

LEGH5 strengths · Avg: 9.0/10
P/E RatioValuation
11.1x10/10

Attractively priced relative to earnings

Price/BookValuation
0.9x10/10

Reasonable price relative to book value

Profit MarginProfitability
25.4%9/10

Keeps 25 of every $100 in revenue as profit

PEG RatioValuation
0.618/10

Growing faster than its price suggests

Operating MarginProfitability
26.9%8/10

Strong operational efficiency at 26.9%

NVR2 strengths · Avg: 9.0/10
Return on EquityProfitability
33.2%10/10

Every $100 of equity generates 33 in profit

P/E RatioValuation
14.9x8/10

Attractively priced relative to earnings

Areas to Watch

LEGH3 concerns · Avg: 2.3/10
Market CapQuality
$459.34M3/10

Smaller company, higher risk/reward

Revenue GrowthGrowth
-29.4%2/10

Revenue declined 29.4%

EPS GrowthGrowth
-41.8%2/10

Earnings declined 41.8%

NVR4 concerns · Avg: 2.3/10
Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

PEG RatioValuation
4.972/10

Expensive relative to growth rate

Revenue GrowthGrowth
-5.0%2/10

Revenue declined 5.0%

EPS GrowthGrowth
-13.1%2/10

Earnings declined 13.1%

Comparative Analysis Report

WallStSmart Research

Bull Case : LEGH

The strongest argument for LEGH centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 25.4% and operating margin at 26.9%. PEG of 0.61 suggests the stock is reasonably priced for its growth.

Bull Case : NVR

The strongest argument for NVR centers on Return on Equity, P/E Ratio.

Bear Case : LEGH

The primary concerns for LEGH are Market Cap, Revenue Growth, EPS Growth.

Bear Case : NVR

The primary concerns for NVR are Piotroski F-Score, PEG Ratio, Revenue Growth.

Key Dynamics to Monitor

NVR carries more volatility with a beta of 1.04 — expect wider price swings.

NVR is growing revenue faster at -5.0% — sustainability is the question.

NVR generates stronger free cash flow (436M), providing more financial flexibility.

Monitor RESIDENTIAL CONSTRUCTION industry trends, competitive dynamics, and regulatory changes.

Bottom Line

LEGH scores higher overall (59/100 vs 53/100), backed by strong 25.4% margins. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Legacy Housing Corp

CONSUMER CYCLICAL · RESIDENTIAL CONSTRUCTION · USA

Legacy Housing Corporation builds, sells, and finances manufactured homes and tiny homes primarily in the southern United States. The company is headquartered in Bedford, Texas.

NVR Inc

CONSUMER CYCLICAL · RESIDENTIAL CONSTRUCTION · USA

NVR, Inc. is a company engaged in home construction. It also operates a mortgage banking and title services business. The company primarily operates on the East Coast of the United States.

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