WallStSmart

Katapult Holdings Inc (KPLT)vsPalantir Technologies Inc. (PLTR)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Palantir Technologies Inc. generates 1434% more annual revenue ($4.48B vs $291.76M). PLTR leads profitability with a 36.3% profit margin vs 0.5%. PLTR earns a higher WallStSmart Score of 73/100 (B).

KPLT

Avoid

34

out of 100

Grade: F

Growth: 6.0Profit: 5.5Value: 5.0Quality: 5.0

PLTR

Strong Buy

73

out of 100

Grade: B

Growth: 8.7Profit: 9.5Value: 2.0Quality: 9.0
Piotroski: 5/9Altman Z: 4.62
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for KPLT.

PLTRSignificantly Overvalued (-337.0%)

Margin of Safety

-337.0%

Fair Value

$29.48

Current Price

$154.96

$125.48 premium

UndervaluedFair: $29.48Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

KPLT1 strengths · Avg: 8.0/10
Revenue GrowthGrowth
17.3%8/10

17.3% revenue growth

PLTR6 strengths · Avg: 10.0/10
Market CapQuality
$370.18B10/10

Mega-cap, among the largest globally

Profit MarginProfitability
36.3%10/10

Keeps 36 of every $100 in revenue as profit

Operating MarginProfitability
40.9%10/10

Strong operational efficiency at 40.9%

Revenue GrowthGrowth
70.0%10/10

Revenue surging 70.0% year-over-year

Debt/EquityHealth
0.0610/10

Conservative balance sheet, low leverage

Altman Z-ScoreHealth
4.6210/10

Safe zone — low bankruptcy risk

Areas to Watch

KPLT4 concerns · Avg: 2.5/10
Market CapQuality
$34.55M3/10

Smaller company, higher risk/reward

Profit MarginProfitability
0.5%3/10

0.5% margin — thin

Return on EquityProfitability
-3.4%2/10

ROE of -3.4% — below average capital efficiency

EPS GrowthGrowth
-18.4%2/10

Earnings declined 18.4%

PLTR3 concerns · Avg: 2.0/10
PEG RatioValuation
2.982/10

Expensive relative to growth rate

P/E RatioValuation
245.7x2/10

Premium valuation, high expectations priced in

Price/BookValuation
50.1x2/10

Trading at 50.1x book value

Comparative Analysis Report

WallStSmart Research

Bull Case : KPLT

The strongest argument for KPLT centers on Revenue Growth. Revenue growth of 17.3% demonstrates continued momentum.

Bull Case : PLTR

The strongest argument for PLTR centers on Market Cap, Profit Margin, Operating Margin. Profitability is solid with margins at 36.3% and operating margin at 40.9%. Revenue growth of 70.0% demonstrates continued momentum.

Bear Case : KPLT

The primary concerns for KPLT are Market Cap, Profit Margin, Return on Equity. Thin 0.5% margins leave little buffer for downturns.

Bear Case : PLTR

The primary concerns for PLTR are PEG Ratio, P/E Ratio, Price/Book. A P/E of 245.7x leaves little room for execution misses.

Key Dynamics to Monitor

KPLT carries more volatility with a beta of 1.79 — expect wider price swings.

PLTR is growing revenue faster at 70.0% — sustainability is the question.

PLTR generates stronger free cash flow (764M), providing more financial flexibility.

Monitor SOFTWARE - INFRASTRUCTURE industry trends, competitive dynamics, and regulatory changes.

Bottom Line

PLTR scores higher overall (73/100 vs 34/100), backed by strong 36.3% margins and 70.0% revenue growth. Both earn "Strong Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Katapult Holdings Inc

TECHNOLOGY · SOFTWARE - INFRASTRUCTURE · USA

Katapult Group, Inc., doing business as Zibby, develops and operates a monthly lease-to-own payment platform to help consumers purchase durable goods from retailers in the United States. The company is headquartered in New York, New York.

Palantir Technologies Inc.

TECHNOLOGY · SOFTWARE - INFRASTRUCTURE · USA

Palantir Technologies Inc. creates and implements software platforms for the intelligence community in the United States to assist in counterterrorism investigations and operations. The company is headquartered in Denver, Colorado.

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