Katapult Holdings Inc (KPLT)vsOracle Corporation (ORCL)
KPLT
Katapult Holdings Inc
$5.95
-1.33%
TECHNOLOGY · Cap: $29.31M
ORCL
Oracle Corporation
$213.68
+0.02%
TECHNOLOGY · Cap: $703.42B
Smart Verdict
WallStSmart Research — data-driven comparison
Oracle Corporation generates 21342% more annual revenue ($64.08B vs $298.84M). ORCL leads profitability with a 25.3% profit margin vs 4.3%. KPLT trades at a lower P/E of 5.2x. ORCL earns a higher WallStSmart Score of 69/100 (B-).
KPLT
Avoid34
out of 100
Grade: F
ORCL
Strong Buy69
out of 100
Grade: B-
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+39.8%
Fair Value
$11.18
Current Price
$5.95
$5.23 discount
Intrinsic value data unavailable for ORCL.
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Conservative balance sheet, low leverage
Mega-cap, among the largest globally
Every $100 of equity generates 42 in profit
Strong operational efficiency at 32.7%
Keeps 25 of every $100 in revenue as profit
Revenue surging 21.7% year-over-year
Earnings expanding 24.5% YoY
Areas to Watch
Smaller company, higher risk/reward
4.3% margin — thin
ROE of -340.8% — below average capital efficiency
Earnings declined 18.4%
Expensive relative to growth rate
Trading at 18.3x book value
Weak financial health signals
Premium valuation, high expectations priced in
Comparative Analysis Report
WallStSmart ResearchBull Case : KPLT
The strongest argument for KPLT centers on P/E Ratio, Debt/Equity.
Bull Case : ORCL
The strongest argument for ORCL centers on Market Cap, Return on Equity, Operating Margin. Profitability is solid with margins at 25.3% and operating margin at 32.7%. Revenue growth of 21.7% demonstrates continued momentum.
Bear Case : KPLT
The primary concerns for KPLT are Market Cap, Profit Margin, Return on Equity. Thin 4.3% margins leave little buffer for downturns.
Bear Case : ORCL
The primary concerns for ORCL are PEG Ratio, Price/Book, Piotroski F-Score. A P/E of 44.0x leaves little room for execution misses. Debt-to-equity of 4.21 is elevated, increasing financial risk.
Key Dynamics to Monitor
KPLT profiles as a value stock while ORCL is a growth play — different risk/reward profiles.
ORCL carries more volatility with a beta of 1.54 — expect wider price swings.
ORCL is growing revenue faster at 21.7% — sustainability is the question.
KPLT generates stronger free cash flow (12M), providing more financial flexibility.
Bottom Line
ORCL scores higher overall (69/100 vs 34/100), backed by strong 25.3% margins and 21.7% revenue growth. KPLT offers better value entry with a 39.8% margin of safety. Both earn "Strong Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Katapult Holdings Inc
TECHNOLOGY · SOFTWARE - INFRASTRUCTURE · USA
Katapult Group, Inc., doing business as Zibby, develops and operates a monthly lease-to-own payment platform to help consumers purchase durable goods from retailers in the United States. The company is headquartered in New York, New York.
Oracle Corporation
TECHNOLOGY · SOFTWARE - INFRASTRUCTURE · USA
Oracle is an American multinational computer technology corporation headquartered in Austin, Texas. The company was formerly headquartered in Redwood Shores, California until December 2020 when it moved its headquarters to Texas. The company sells database software and technology, cloud engineered systems, and enterprise software products, particularly its own brands of database management systems.
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