Katapult Holdings Inc (KPLT)vsOracle Corporation (ORCL)
KPLT
Katapult Holdings Inc
$6.35
-5.08%
TECHNOLOGY · Cap: $32.83M
ORCL
Oracle Corporation
$127.53
+8.31%
TECHNOLOGY · Cap: $365.96B
Smart Verdict
WallStSmart Research — data-driven comparison
Oracle Corporation generates 22440% more annual revenue ($67.36B vs $298.84M). ORCL leads profitability with a 25.4% profit margin vs 4.3%. KPLT trades at a lower P/E of 5.8x. ORCL earns a higher WallStSmart Score of 76/100 (B+).
KPLT
Avoid34
out of 100
Grade: F
ORCL
Strong Buy76
out of 100
Grade: B+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+38.5%
Fair Value
$10.95
Current Price
$6.35
$4.60 discount
Margin of Safety
-14.1%
Fair Value
$105.05
Current Price
$127.53
$22.48 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Conservative balance sheet, low leverage
Mega-cap, among the largest globally
Every $100 of equity generates 40 in profit
Strong operational efficiency at 36.2%
Keeps 25 of every $100 in revenue as profit
Growing faster than its price suggests
Revenue surging 20.6% year-over-year
Areas to Watch
Smaller company, higher risk/reward
4.3% margin — thin
ROE of -340.8% — below average capital efficiency
Earnings declined 18.4%
Trading at 9.8x book value
Weak financial health signals
Negative free cash flow — burning cash
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : KPLT
The strongest argument for KPLT centers on P/E Ratio, Debt/Equity.
Bull Case : ORCL
The strongest argument for ORCL centers on Market Cap, Return on Equity, Operating Margin. Profitability is solid with margins at 25.4% and operating margin at 36.2%. Revenue growth of 20.6% demonstrates continued momentum.
Bear Case : KPLT
The primary concerns for KPLT are Market Cap, Profit Margin, Return on Equity. Thin 4.3% margins leave little buffer for downturns.
Bear Case : ORCL
The primary concerns for ORCL are Price/Book, Piotroski F-Score, Free Cash Flow. Debt-to-equity of 3.67 is elevated, increasing financial risk.
Key Dynamics to Monitor
KPLT profiles as a value stock while ORCL is a growth play — different risk/reward profiles.
ORCL carries more volatility with a beta of 1.71 — expect wider price swings.
ORCL is growing revenue faster at 20.6% — sustainability is the question.
KPLT generates stronger free cash flow (12M), providing more financial flexibility.
Bottom Line
ORCL scores higher overall (76/100 vs 34/100), backed by strong 25.4% margins and 20.6% revenue growth. KPLT offers better value entry with a 38.5% margin of safety. Both earn "Strong Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Katapult Holdings Inc
TECHNOLOGY · SOFTWARE - INFRASTRUCTURE · USA
Katapult Group, Inc., doing business as Zibby, develops and operates a monthly lease-to-own payment platform to help consumers purchase durable goods from retailers in the United States. The company is headquartered in New York, New York.
Oracle Corporation
TECHNOLOGY · SOFTWARE - INFRASTRUCTURE · USA
Oracle is an American multinational computer technology corporation headquartered in Austin, Texas. The company was formerly headquartered in Redwood Shores, California until December 2020 when it moved its headquarters to Texas. The company sells database software and technology, cloud engineered systems, and enterprise software products, particularly its own brands of database management systems.
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