WallStSmart

KB Home (KBH)vsPulteGroup Inc (PHM)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

PulteGroup Inc generates 198% more annual revenue ($16.41B vs $5.50B). PHM leads profitability with a 11.6% profit margin vs 4.9%. PHM appears more attractively valued with a PEG of 1.04. PHM earns a higher WallStSmart Score of 59/100 (C).

KBH

Hold

46

out of 100

Grade: D+

Growth: 2.0Profit: 5.0Value: 5.0Quality: 7.5
Piotroski: 2/9Altman Z: 3.66

PHM

Buy

59

out of 100

Grade: C

Growth: 2.7Profit: 7.0Value: 6.3Quality: 9.0
Piotroski: 4/9Altman Z: 4.61

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

KBH3 strengths · Avg: 9.3/10
Price/BookValuation
0.8x10/10

Reasonable price relative to book value

Altman Z-ScoreHealth
3.6610/10

Safe zone — low bankruptcy risk

P/E RatioValuation
12.1x8/10

Attractively priced relative to earnings

PHM4 strengths · Avg: 8.8/10
Altman Z-ScoreHealth
4.6110/10

Safe zone — low bankruptcy risk

Debt/EquityHealth
0.189/10

Conservative balance sheet, low leverage

P/E RatioValuation
12.3x8/10

Attractively priced relative to earnings

Price/BookValuation
1.7x8/10

Reasonable price relative to book value

Areas to Watch

KBH4 concerns · Avg: 2.8/10
Profit MarginProfitability
4.9%3/10

4.9% margin — thin

Operating MarginProfitability
3.6%3/10

Operating margin of 3.6%

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

PEG RatioValuation
5.972/10

Expensive relative to growth rate

PHM3 concerns · Avg: 2.0/10
Revenue GrowthGrowth
-9.6%2/10

Revenue declined 9.6%

EPS GrowthGrowth
-18.2%2/10

Earnings declined 18.2%

Free Cash FlowQuality
$-12.85M2/10

Negative free cash flow — burning cash

Comparative Analysis Report

WallStSmart Research

Bull Case : KBH

The strongest argument for KBH centers on Price/Book, Altman Z-Score, P/E Ratio.

Bull Case : PHM

The strongest argument for PHM centers on Altman Z-Score, Debt/Equity, P/E Ratio. PEG of 1.04 suggests the stock is reasonably priced for its growth.

Bear Case : KBH

The primary concerns for KBH are Profit Margin, Operating Margin, Piotroski F-Score. Thin 4.9% margins leave little buffer for downturns.

Bear Case : PHM

The primary concerns for PHM are Revenue Growth, EPS Growth, Free Cash Flow.

Key Dynamics to Monitor

KBH profiles as a value stock while PHM is a declining play — different risk/reward profiles.

KBH carries more volatility with a beta of 1.34 — expect wider price swings.

PHM is growing revenue faster at -9.6% — sustainability is the question.

KBH generates stronger free cash flow (22M), providing more financial flexibility.

Bottom Line

PHM scores higher overall (59/100 vs 46/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

KB Home

CONSUMER CYCLICAL · RESIDENTIAL CONSTRUCTION · USA

KB Home is a home construction company in the United States. The company is headquartered in Los Angeles, California.

PulteGroup Inc

CONSUMER CYCLICAL · RESIDENTIAL CONSTRUCTION · USA

PulteGroup, Inc. (previously known as Pulte Homes) is a home construction company based in Atlanta, Georgia, United States.

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