WallStSmart

J.Jill Inc (JILL)vsLululemon Athletica Inc. (LULU)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Lululemon Athletica Inc. generates 1789% more annual revenue ($11.09B vs $587.35M). LULU leads profitability with a 12.8% profit margin vs 3.6%. JILL appears more attractively valued with a PEG of 0.63. LULU earns a higher WallStSmart Score of 62/100 (C+).

JILL

Buy

51

out of 100

Grade: C-

Growth: 2.0Profit: 6.0Value: 6.0Quality: 4.5
Piotroski: 2/9Altman Z: 1.60

LULU

Buy

62

out of 100

Grade: C+

Growth: 4.0Profit: 7.5Value: 9.3Quality: 7.5
Piotroski: 3/9Altman Z: 4.12
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

JILLSignificantly Overvalued (-57.4%)

Margin of Safety

-57.4%

Fair Value

$10.33

Current Price

$24.08

$13.75 premium

UndervaluedFair: $10.33Overvalued
LULUUndervalued (+70.5%)

Margin of Safety

+70.5%

Fair Value

$597.24

Current Price

$98.97

$498.27 discount

UndervaluedFair: $597.24Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

JILL4 strengths · Avg: 8.3/10
Return on EquityProfitability
23.0%9/10

Every $100 of equity generates 23 in profit

PEG RatioValuation
0.638/10

Growing faster than its price suggests

P/E RatioValuation
14.0x8/10

Attractively priced relative to earnings

Price/BookValuation
2.9x8/10

Reasonable price relative to book value

LULU5 strengths · Avg: 9.2/10
P/E RatioValuation
8.5x10/10

Attractively priced relative to earnings

Return on EquityProfitability
30.3%10/10

Every $100 of equity generates 30 in profit

Altman Z-ScoreHealth
4.1210/10

Safe zone — low bankruptcy risk

PEG RatioValuation
0.778/10

Growing faster than its price suggests

Price/BookValuation
2.3x8/10

Reasonable price relative to book value

Areas to Watch

JILL4 concerns · Avg: 3.3/10
Altman Z-ScoreHealth
1.604/10

Distress zone — elevated risk

Market CapQuality
$286.62M3/10

Smaller company, higher risk/reward

Profit MarginProfitability
3.6%3/10

3.6% margin — thin

Debt/EquityHealth
1.063/10

Elevated debt levels

LULU3 concerns · Avg: 2.3/10
Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Revenue GrowthGrowth
-4.3%2/10

Revenue declined 4.3%

EPS GrowthGrowth
-5.9%2/10

Earnings declined 5.9%

Comparative Analysis Report

WallStSmart Research

Bull Case : JILL

The strongest argument for JILL centers on Return on Equity, PEG Ratio, P/E Ratio. PEG of 0.63 suggests the stock is reasonably priced for its growth.

Bull Case : LULU

The strongest argument for LULU centers on P/E Ratio, Return on Equity, Altman Z-Score. PEG of 0.77 suggests the stock is reasonably priced for its growth.

Bear Case : JILL

The primary concerns for JILL are Altman Z-Score, Market Cap, Profit Margin. Thin 3.6% margins leave little buffer for downturns.

Bear Case : LULU

The primary concerns for LULU are Piotroski F-Score, Revenue Growth, EPS Growth.

Key Dynamics to Monitor

JILL profiles as a value stock while LULU is a declining play — different risk/reward profiles.

LULU carries more volatility with a beta of 0.86 — expect wider price swings.

LULU is growing revenue faster at -4.3% — sustainability is the question.

LULU generates stronger free cash flow (87M), providing more financial flexibility.

Bottom Line

LULU scores higher overall (62/100 vs 51/100). Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

J.Jill Inc

CONSUMER CYCLICAL · APPAREL RETAIL · USA

J.Jill, Inc. is an omnichannel womenswear retailer under the J.Jill brand in the United States. The company is headquartered in Quincy, Massachusetts.

Lululemon Athletica Inc.

CONSUMER CYCLICAL · APPAREL RETAIL · USA

lululemon athletica inc. The company is headquartered in Vancouver, Canada.

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