WallStSmart

JIADE LIMITED Common stock (JDZG)vsTAL Education Group (TAL)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

TAL Education Group generates 12321% more annual revenue ($3.19B vs $25.70M). TAL leads profitability with a 28.4% profit margin vs -41.2%. TAL earns a higher WallStSmart Score of 76/100 (B+).

JDZG

Avoid

19

out of 100

Grade: F

Growth: 7.3Profit: 2.5Value: 5.0Quality: 8.5
Piotroski: 3/9Altman Z: 3.69

TAL

Strong Buy

76

out of 100

Grade: B+

Growth: 10.0Profit: 7.5Value: 7.3Quality: 8.0
Piotroski: 5/9Altman Z: 2.33
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for JDZG.

TALUndervalued (+89.8%)

Margin of Safety

+89.8%

Fair Value

$116.27

Current Price

$12.09

$104.18 discount

UndervaluedFair: $116.27Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

JDZG4 strengths · Avg: 9.8/10
Price/BookValuation
0.0x10/10

Reasonable price relative to book value

Revenue GrowthGrowth
66.2%10/10

Revenue surging 66.2% year-over-year

Altman Z-ScoreHealth
3.6910/10

Safe zone — low bankruptcy risk

Debt/EquityHealth
0.149/10

Conservative balance sheet, low leverage

TAL6 strengths · Avg: 9.3/10
P/E RatioValuation
7.8x10/10

Attractively priced relative to earnings

Revenue GrowthGrowth
31.9%10/10

Revenue surging 31.9% year-over-year

EPS GrowthGrowth
1360.0%10/10

Earnings expanding 1360.0% YoY

Profit MarginProfitability
28.4%9/10

Keeps 28 of every $100 in revenue as profit

Debt/EquityHealth
0.109/10

Conservative balance sheet, low leverage

Price/BookValuation
1.8x8/10

Reasonable price relative to book value

Areas to Watch

JDZG4 concerns · Avg: 2.8/10
Market CapQuality
$274.00M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
2.3%3/10

ROE of 2.3% — below average capital efficiency

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

EPS GrowthGrowth
-91.4%2/10

Earnings declined 91.4%

TAL2 concerns · Avg: 2.0/10
PEG RatioValuation
13.072/10

Expensive relative to growth rate

Free Cash FlowQuality
$-429.09M2/10

Negative free cash flow — burning cash

Comparative Analysis Report

WallStSmart Research

Bull Case : JDZG

The strongest argument for JDZG centers on Price/Book, Revenue Growth, Altman Z-Score. Revenue growth of 66.2% demonstrates continued momentum.

Bull Case : TAL

The strongest argument for TAL centers on P/E Ratio, Revenue Growth, EPS Growth. Profitability is solid with margins at 28.4% and operating margin at 18.1%. Revenue growth of 31.9% demonstrates continued momentum.

Bear Case : JDZG

The primary concerns for JDZG are Market Cap, Return on Equity, Piotroski F-Score.

Bear Case : TAL

The primary concerns for TAL are PEG Ratio, Free Cash Flow.

Key Dynamics to Monitor

JDZG profiles as a hypergrowth stock while TAL is a growth play — different risk/reward profiles.

JDZG carries more volatility with a beta of 2.02 — expect wider price swings.

JDZG is growing revenue faster at 66.2% — sustainability is the question.

JDZG generates stronger free cash flow (602,342), providing more financial flexibility.

Bottom Line

TAL scores higher overall (76/100 vs 19/100), backed by strong 28.4% margins and 31.9% revenue growth. Both earn "Strong Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

JIADE LIMITED Common stock

CONSUMER DEFENSIVE · EDUCATION & TRAINING SERVICES · China

JIADE LIMITED (Ticker: JDZG) is a forward-thinking entity in the e-commerce and technology sectors, committed to driving consumer engagement with innovative solutions. The company prioritizes sustainable growth through substantial investments in research and development, enabling it to stay ahead of market trends and technological advancements. Supported by a strong network of strategic partnerships and a focus on outstanding customer satisfaction, JIADE LIMITED positions itself as a viable investment opportunity that promises both growth potential and stability, appealing to institutional investors seeking long-term value.

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TAL Education Group

CONSUMER DEFENSIVE · EDUCATION & TRAINING SERVICES · China

TAL Education Group offers K-12 afterschool tutoring services in the People's Republic of China. The company is headquartered in Beijing, the People's Republic of China.

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