WallStSmart

Laureate Education Inc (LAUR)vsTAL Education Group (TAL)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

TAL Education Group generates 73% more annual revenue ($3.01B vs $1.74B). TAL leads profitability with a 17.6% profit margin vs 16.1%. LAUR appears more attractively valued with a PEG of 1.15. LAUR earns a higher WallStSmart Score of 67/100 (B-).

LAUR

Strong Buy

67

out of 100

Grade: B-

Growth: 8.7Profit: 7.0Value: 5.3Quality: 5.8
Piotroski: 7/9Altman Z: 2.41

TAL

Strong Buy

66

out of 100

Grade: B-

Growth: 10.0Profit: 6.5Value: 6.7Quality: 6.0
Piotroski: 4/9
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

LAURSignificantly Overvalued (-78.7%)

Margin of Safety

-78.7%

Fair Value

$19.24

Current Price

$31.24

$12.00 premium

UndervaluedFair: $19.24Overvalued
TALUndervalued (+88.2%)

Margin of Safety

+88.2%

Fair Value

$101.06

Current Price

$10.89

$90.17 discount

UndervaluedFair: $101.06Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

LAUR4 strengths · Avg: 8.8/10
EPS GrowthGrowth
88.4%10/10

Earnings expanding 88.4% YoY

Return on EquityProfitability
28.8%9/10

Every $100 of equity generates 29 in profit

P/E RatioValuation
16.7x8/10

Attractively priced relative to earnings

Revenue GrowthGrowth
15.4%8/10

15.4% revenue growth

TAL4 strengths · Avg: 9.0/10
Revenue GrowthGrowth
31.5%10/10

Revenue surging 31.5% year-over-year

EPS GrowthGrowth
536.0%10/10

Earnings expanding 536.0% YoY

P/E RatioValuation
12.1x8/10

Attractively priced relative to earnings

Price/BookValuation
1.7x8/10

Reasonable price relative to book value

Areas to Watch

LAUR1 concerns · Avg: 1.0/10
Operating MarginProfitability
-10.1%1/10

Operating margin of -10.1%

TAL1 concerns · Avg: 2.0/10
PEG RatioValuation
12.622/10

Expensive relative to growth rate

Comparative Analysis Report

WallStSmart Research

Bull Case : LAUR

The strongest argument for LAUR centers on EPS Growth, Return on Equity, P/E Ratio. Profitability is solid with margins at 16.1% and operating margin at -10.1%. Revenue growth of 15.4% demonstrates continued momentum.

Bull Case : TAL

The strongest argument for TAL centers on Revenue Growth, EPS Growth, P/E Ratio. Profitability is solid with margins at 17.6% and operating margin at 9.0%. Revenue growth of 31.5% demonstrates continued momentum.

Bear Case : LAUR

The primary concerns for LAUR are Operating Margin.

Bear Case : TAL

The primary concerns for TAL are PEG Ratio.

Key Dynamics to Monitor

LAUR carries more volatility with a beta of 0.46 — expect wider price swings.

TAL is growing revenue faster at 31.5% — sustainability is the question.

TAL generates stronger free cash flow (816M), providing more financial flexibility.

Monitor EDUCATION & TRAINING SERVICES industry trends, competitive dynamics, and regulatory changes.

Bottom Line

LAUR scores higher overall (67/100 vs 66/100), backed by strong 16.1% margins and 15.4% revenue growth. TAL offers better value entry with a 88.2% margin of safety. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Laureate Education Inc

CONSUMER DEFENSIVE · EDUCATION & TRAINING SERVICES · USA

Laureate Education, Inc. offers higher education programs and services to students through a network of universities and institutions of higher education. The company is headquartered in Baltimore, Maryland.

TAL Education Group

CONSUMER DEFENSIVE · EDUCATION & TRAINING SERVICES · China

TAL Education Group offers K-12 afterschool tutoring services in the People's Republic of China. The company is headquartered in Beijing, the People's Republic of China.

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