WallStSmart

Investors Title Company (ITIC)vsMGIC Investment Corp (MTG)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

MGIC Investment Corp generates 308% more annual revenue ($1.20B vs $292.96M). MTG leads profitability with a 59.2% profit margin vs 13.8%. MTG appears more attractively valued with a PEG of 0.40. MTG earns a higher WallStSmart Score of 67/100 (B-).

ITIC

Strong Buy

67

out of 100

Grade: B-

Growth: 6.0Profit: 7.0Value: 5.7Quality: 8.5
Piotroski: 3/9Altman Z: 4.20

MTG

Strong Buy

67

out of 100

Grade: B-

Growth: 4.0Profit: 8.5Value: 8.3Quality: 7.3
Piotroski: 2/9

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

ITIC6 strengths · Avg: 8.7/10
Debt/EquityHealth
0.0310/10

Conservative balance sheet, low leverage

Altman Z-ScoreHealth
4.2010/10

Safe zone — low bankruptcy risk

P/E RatioValuation
13.7x8/10

Attractively priced relative to earnings

Price/BookValuation
2.0x8/10

Reasonable price relative to book value

Operating MarginProfitability
22.5%8/10

Strong operational efficiency at 22.5%

Revenue GrowthGrowth
17.5%8/10

17.5% revenue growth

MTG6 strengths · Avg: 9.8/10
PEG RatioValuation
0.4010/10

Growing faster than its price suggests

P/E RatioValuation
9.6x10/10

Attractively priced relative to earnings

Price/BookValuation
1.3x10/10

Reasonable price relative to book value

Profit MarginProfitability
59.2%10/10

Keeps 59 of every $100 in revenue as profit

Operating MarginProfitability
80.8%10/10

Strong operational efficiency at 80.8%

Debt/EquityHealth
0.139/10

Conservative balance sheet, low leverage

Areas to Watch

ITIC3 concerns · Avg: 3.3/10
PEG RatioValuation
1.984/10

Expensive relative to growth rate

Market CapQuality
$565.63M3/10

Smaller company, higher risk/reward

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

MTG2 concerns · Avg: 2.5/10
Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Revenue GrowthGrowth
-2.9%2/10

Revenue declined 2.9%

Comparative Analysis Report

WallStSmart Research

Bull Case : ITIC

The strongest argument for ITIC centers on Debt/Equity, Altman Z-Score, P/E Ratio. Revenue growth of 17.5% demonstrates continued momentum.

Bull Case : MTG

The strongest argument for MTG centers on PEG Ratio, P/E Ratio, Price/Book. Profitability is solid with margins at 59.2% and operating margin at 80.8%. PEG of 0.40 suggests the stock is reasonably priced for its growth.

Bear Case : ITIC

The primary concerns for ITIC are PEG Ratio, Market Cap, Piotroski F-Score.

Bear Case : MTG

The primary concerns for MTG are Piotroski F-Score, Revenue Growth.

Key Dynamics to Monitor

ITIC profiles as a growth stock while MTG is a declining play — different risk/reward profiles.

MTG carries more volatility with a beta of 0.65 — expect wider price swings.

ITIC is growing revenue faster at 17.5% — sustainability is the question.

MTG generates stronger free cash flow (184M), providing more financial flexibility.

Bottom Line

ITIC scores higher overall (67/100 vs 67/100) and 17.5% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Investors Title Company

FINANCIAL SERVICES · INSURANCE - SPECIALTY · USA

Investors Title Company, is dedicated to the issuance of residential and commercial title insurance for residential, institutional, commercial and industrial properties. The company is headquartered in Chapel Hill, North Carolina.

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MGIC Investment Corp

FINANCIAL SERVICES · INSURANCE - SPECIALTY · USA

MGIC Investment Corporation offers private mortgage insurance, other mortgage credit risk management solutions, and ancillary services to lenders and government-sponsored entities in the United States, Puerto Rico, and Guam. The company is headquartered in Milwaukee, Wisconsin.

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