WallStSmart

Haverty Furniture Companies Inc (HVT-A)vsTandy Leather Factory Inc (TLF)

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Smart Verdict

WallStSmart Research — data-driven comparison

Haverty Furniture Companies Inc generates 896% more annual revenue ($766.48M vs $76.94M). HVT-A leads profitability with a 2.6% profit margin vs -2.9%. HVT-A appears more attractively valued with a PEG of 1.16. HVT-A earns a higher WallStSmart Score of 50/100 (D+).

HVT-A

Hold

50

out of 100

Grade: D+

Growth: 4.0Profit: 4.0Value: 7.3Quality: 6.5
Piotroski: 4/9Altman Z: 2.96

TLF

Hold

38

out of 100

Grade: F

Growth: 2.7Profit: 2.5Value: 4.0Quality: 8.0
Piotroski: 5/9Altman Z: 3.82
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

HVT-AUndervalued (+58.2%)

Margin of Safety

+58.2%

Fair Value

$69.69

Current Price

$24.01

$45.68 discount

UndervaluedFair: $69.69Overvalued

Intrinsic value data unavailable for TLF.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

HVT-A1 strengths · Avg: 10.0/10
Price/BookValuation
1.3x10/10

Reasonable price relative to book value

TLF2 strengths · Avg: 10.0/10
Price/BookValuation
0.4x10/10

Reasonable price relative to book value

Altman Z-ScoreHealth
3.8210/10

Safe zone — low bankruptcy risk

Areas to Watch

HVT-A4 concerns · Avg: 3.3/10
Revenue GrowthGrowth
4.1%4/10

4.1% revenue growth

Market CapQuality
$386.45M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
2.9%3/10

ROE of 2.9% — below average capital efficiency

Profit MarginProfitability
2.6%3/10

2.6% margin — thin

TLF4 concerns · Avg: 3.0/10
Revenue GrowthGrowth
3.2%4/10

3.2% revenue growth

Market CapQuality
$18.73M3/10

Smaller company, higher risk/reward

Operating MarginProfitability
1.9%3/10

Operating margin of 1.9%

PEG RatioValuation
5.922/10

Expensive relative to growth rate

Comparative Analysis Report

WallStSmart Research

Bull Case : HVT-A

The strongest argument for HVT-A centers on Price/Book. PEG of 1.16 suggests the stock is reasonably priced for its growth.

Bull Case : TLF

The strongest argument for TLF centers on Price/Book, Altman Z-Score.

Bear Case : HVT-A

The primary concerns for HVT-A are Revenue Growth, Market Cap, Return on Equity. Thin 2.6% margins leave little buffer for downturns.

Bear Case : TLF

The primary concerns for TLF are Revenue Growth, Market Cap, Operating Margin.

Key Dynamics to Monitor

HVT-A profiles as a value stock while TLF is a turnaround play — different risk/reward profiles.

HVT-A carries more volatility with a beta of 1.17 — expect wider price swings.

HVT-A is growing revenue faster at 4.1% — sustainability is the question.

TLF generates stronger free cash flow (319,000), providing more financial flexibility.

Bottom Line

HVT-A scores higher overall (50/100 vs 38/100). Both earn "Hold" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Haverty Furniture Companies Inc

CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA

Haverty Furniture Companies, Inc. is a specialty retailer of residential furniture and accessories in the United States. The company is headquartered in Atlanta, Georgia.

Tandy Leather Factory Inc

CONSUMER CYCLICAL · SPECIALTY RETAIL · USA

Tandy Leather Factory, Inc., is a retailer of leather and related leather goods in North America and Spain. The company is headquartered in Fort Worth, Texas.

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