WallStSmart

The Home Depot Inc (HD)vsTandy Leather Factory Inc (TLF)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

The Home Depot Inc generates 216422% more annual revenue ($166.59B vs $76.94M). HD leads profitability with a 8.4% profit margin vs -2.9%. HD appears more attractively valued with a PEG of 1.76. HD earns a higher WallStSmart Score of 54/100 (C-).

HD

Buy

54

out of 100

Grade: C-

Growth: 3.3Profit: 7.5Value: 4.0Quality: 5.0
Piotroski: 2/9Altman Z: 3.59

TLF

Hold

38

out of 100

Grade: F

Growth: 2.7Profit: 2.5Value: 4.0Quality: 8.0
Piotroski: 5/9Altman Z: 3.82
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

HDSignificantly Overvalued (-46.5%)

Margin of Safety

-46.5%

Fair Value

$212.07

Current Price

$310.78

$98.71 premium

UndervaluedFair: $212.07Overvalued

Intrinsic value data unavailable for TLF.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

HD4 strengths · Avg: 9.5/10
Market CapQuality
$310.62B10/10

Mega-cap, among the largest globally

Return on EquityProfitability
101.0%10/10

Every $100 of equity generates 101 in profit

Altman Z-ScoreHealth
3.5910/10

Safe zone — low bankruptcy risk

Free Cash FlowQuality
$5.19B8/10

Generating 5.2B in free cash flow

TLF2 strengths · Avg: 10.0/10
Price/BookValuation
0.4x10/10

Reasonable price relative to book value

Altman Z-ScoreHealth
3.8210/10

Safe zone — low bankruptcy risk

Areas to Watch

HD4 concerns · Avg: 3.3/10
PEG RatioValuation
1.764/10

Expensive relative to growth rate

Revenue GrowthGrowth
4.8%4/10

4.8% revenue growth

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Price/BookValuation
22.3x2/10

Trading at 22.3x book value

TLF4 concerns · Avg: 3.0/10
Revenue GrowthGrowth
3.2%4/10

3.2% revenue growth

Market CapQuality
$18.73M3/10

Smaller company, higher risk/reward

Operating MarginProfitability
1.9%3/10

Operating margin of 1.9%

PEG RatioValuation
5.922/10

Expensive relative to growth rate

Comparative Analysis Report

WallStSmart Research

Bull Case : HD

The strongest argument for HD centers on Market Cap, Return on Equity, Altman Z-Score.

Bull Case : TLF

The strongest argument for TLF centers on Price/Book, Altman Z-Score.

Bear Case : HD

The primary concerns for HD are PEG Ratio, Revenue Growth, Piotroski F-Score. Debt-to-equity of 4.18 is elevated, increasing financial risk.

Bear Case : TLF

The primary concerns for TLF are Revenue Growth, Market Cap, Operating Margin.

Key Dynamics to Monitor

HD profiles as a value stock while TLF is a turnaround play — different risk/reward profiles.

HD carries more volatility with a beta of 1.00 — expect wider price swings.

HD is growing revenue faster at 4.8% — sustainability is the question.

HD generates stronger free cash flow (5.2B), providing more financial flexibility.

Bottom Line

HD scores higher overall (54/100 vs 38/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

The Home Depot Inc

CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA

The Home Depot, Inc., commonly known as Home Depot, is the largest home improvement retailer in the United States, supplying tools, construction products, and services. The company is headquartered in incorporated Cobb County, Georgia, with an Atlanta mailing address.

Tandy Leather Factory Inc

CONSUMER CYCLICAL · SPECIALTY RETAIL · USA

Tandy Leather Factory, Inc., is a retailer of leather and related leather goods in North America and Spain. The company is headquartered in Fort Worth, Texas.

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