WallStSmart

Haverty Furniture Companies Inc (HVT-A)vsRalph Lauren Corp Class A (RL)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Ralph Lauren Corp Class A generates 940% more annual revenue ($8.11B vs $780.39M). RL leads profitability with a 11.6% profit margin vs 2.9%. HVT-A appears more attractively valued with a PEG of 1.48. RL earns a higher WallStSmart Score of 62/100 (C+).

HVT-A

Buy

57

out of 100

Grade: C

Growth: 6.0Profit: 4.0Value: 7.3Quality: 6.5
Piotroski: 4/9Altman Z: 2.96

RL

Buy

62

out of 100

Grade: C+

Growth: 7.3Profit: 7.5Value: 4.0Quality: 7.5
Piotroski: 6/9Altman Z: 4.52
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

HVT-AUndervalued (+61.1%)

Margin of Safety

+61.1%

Fair Value

$74.89

Current Price

$32.50

$42.39 discount

UndervaluedFair: $74.89Overvalued
RLSignificantly Overvalued (-86.7%)

Margin of Safety

-86.7%

Fair Value

$192.53

Current Price

$395.53

$203.00 premium

UndervaluedFair: $192.53Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

HVT-A2 strengths · Avg: 9.0/10
EPS GrowthGrowth
100.0%10/10

Earnings expanding 100.0% YoY

Price/BookValuation
1.8x8/10

Reasonable price relative to book value

RL4 strengths · Avg: 9.0/10
Return on EquityProfitability
33.1%10/10

Every $100 of equity generates 33 in profit

Altman Z-ScoreHealth
4.5210/10

Safe zone — low bankruptcy risk

Revenue GrowthGrowth
16.6%8/10

16.6% revenue growth

EPS GrowthGrowth
20.0%8/10

Earnings expanding 20.0% YoY

Areas to Watch

HVT-A4 concerns · Avg: 3.0/10
Market CapQuality
$523.10M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
2.9%3/10

ROE of 2.9% — below average capital efficiency

Profit MarginProfitability
2.9%3/10

2.9% margin — thin

Operating MarginProfitability
3.4%3/10

Operating margin of 3.4%

RL4 concerns · Avg: 3.8/10
PEG RatioValuation
2.194/10

Expensive relative to growth rate

P/E RatioValuation
25.2x4/10

Moderate valuation

Price/BookValuation
8.4x4/10

Trading at 8.4x book value

Debt/EquityHealth
1.053/10

Elevated debt levels

Comparative Analysis Report

WallStSmart Research

Bull Case : HVT-A

The strongest argument for HVT-A centers on EPS Growth, Price/Book. PEG of 1.48 suggests the stock is reasonably priced for its growth.

Bull Case : RL

The strongest argument for RL centers on Return on Equity, Altman Z-Score, Revenue Growth. Revenue growth of 16.6% demonstrates continued momentum.

Bear Case : HVT-A

The primary concerns for HVT-A are Market Cap, Return on Equity, Profit Margin. Thin 2.9% margins leave little buffer for downturns.

Bear Case : RL

The primary concerns for RL are PEG Ratio, P/E Ratio, Price/Book.

Key Dynamics to Monitor

HVT-A profiles as a value stock while RL is a growth play — different risk/reward profiles.

RL carries more volatility with a beta of 1.35 — expect wider price swings.

RL is growing revenue faster at 16.6% — sustainability is the question.

RL generates stronger free cash flow (94M), providing more financial flexibility.

Bottom Line

RL scores higher overall (62/100 vs 57/100) and 16.6% revenue growth. HVT-A offers better value entry with a 61.1% margin of safety. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Haverty Furniture Companies Inc

CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA

Haverty Furniture Companies, Inc. is a specialty retailer of residential furniture and accessories in the United States. The company is headquartered in Atlanta, Georgia.

Ralph Lauren Corp Class A

CONSUMER CYCLICAL · APPAREL MANUFACTURING · USA

Ralph Lauren Corporation is an American fashion company producing products ranging from the mid-range to the luxury segments. They are known for the clothing, marketing and distribution of products in four categories: apparel, home, accessories, and fragrances.

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