WallStSmart

Floor & Decor Holdings Inc (FND)vsRalph Lauren Corp Class A (RL)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Ralph Lauren Corp Class A generates 74% more annual revenue ($8.11B vs $4.68B). RL leads profitability with a 11.6% profit margin vs 4.3%. FND appears more attractively valued with a PEG of 2.20. RL earns a higher WallStSmart Score of 62/100 (C+).

FND

Hold

40

out of 100

Grade: D

Growth: 2.7Profit: 4.5Value: 5.3Quality: 5.5
Piotroski: 3/9Altman Z: 2.05

RL

Buy

62

out of 100

Grade: C+

Growth: 7.3Profit: 7.5Value: 5.0Quality: 7.5
Piotroski: 6/9Altman Z: 4.52
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

FNDUndervalued (+14.9%)

Margin of Safety

+14.9%

Fair Value

$81.06

Current Price

$50.78

$30.28 discount

UndervaluedFair: $81.06Overvalued

Intrinsic value data unavailable for RL.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

FND1 strengths · Avg: 8.0/10
Price/BookValuation
2.2x8/10

Reasonable price relative to book value

RL4 strengths · Avg: 9.0/10
Return on EquityProfitability
33.1%10/10

Every $100 of equity generates 33 in profit

Altman Z-ScoreHealth
4.5210/10

Safe zone — low bankruptcy risk

Revenue GrowthGrowth
16.6%8/10

16.6% revenue growth

EPS GrowthGrowth
20.0%8/10

Earnings expanding 20.0% YoY

Areas to Watch

FND4 concerns · Avg: 3.5/10
PEG RatioValuation
2.204/10

Expensive relative to growth rate

P/E RatioValuation
29.0x4/10

Moderate valuation

Profit MarginProfitability
4.3%3/10

4.3% margin — thin

Operating MarginProfitability
4.5%3/10

Operating margin of 4.5%

RL4 concerns · Avg: 3.8/10
PEG RatioValuation
2.334/10

Expensive relative to growth rate

P/E RatioValuation
26.7x4/10

Moderate valuation

Price/BookValuation
8.6x4/10

Trading at 8.6x book value

Debt/EquityHealth
1.053/10

Elevated debt levels

Comparative Analysis Report

WallStSmart Research

Bull Case : FND

The strongest argument for FND centers on Price/Book.

Bull Case : RL

The strongest argument for RL centers on Return on Equity, Altman Z-Score, Revenue Growth. Revenue growth of 16.6% demonstrates continued momentum.

Bear Case : FND

The primary concerns for FND are PEG Ratio, P/E Ratio, Profit Margin. Thin 4.3% margins leave little buffer for downturns.

Bear Case : RL

The primary concerns for RL are PEG Ratio, P/E Ratio, Price/Book.

Key Dynamics to Monitor

FND profiles as a value stock while RL is a growth play — different risk/reward profiles.

FND carries more volatility with a beta of 1.62 — expect wider price swings.

RL is growing revenue faster at 16.6% — sustainability is the question.

RL generates stronger free cash flow (94M), providing more financial flexibility.

Bottom Line

RL scores higher overall (62/100 vs 40/100) and 16.6% revenue growth. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Floor & Decor Holdings Inc

CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA

Floor & Decor Holdings, Inc. is a multi-channel specialty retailer of hard surface flooring and related accessories. The company is headquartered in Atlanta, Georgia.

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Ralph Lauren Corp Class A

CONSUMER CYCLICAL · APPAREL MANUFACTURING · USA

Ralph Lauren Corporation is an American fashion company producing products ranging from the mid-range to the luxury segments. They are known for the clothing, marketing and distribution of products in four categories: apparel, home, accessories, and fragrances.

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