WallStSmart

Haverty Furniture Companies Inc (HVT-A)vsPeloton Interactive Inc (PTON)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Peloton Interactive Inc generates 219% more annual revenue ($2.45B vs $766.48M). HVT-A leads profitability with a 2.6% profit margin vs 0.9%. HVT-A trades at a lower P/E of 25.0x. HVT-A earns a higher WallStSmart Score of 50/100 (D+).

HVT-A

Hold

50

out of 100

Grade: D+

Growth: 4.0Profit: 4.0Value: 7.3Quality: 6.5
Piotroski: 4/9Altman Z: 2.96

PTON

Hold

36

out of 100

Grade: F

Growth: 3.3Profit: 4.5Value: 4.0Quality: 6.0
Piotroski: 4/9Altman Z: -2.13
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

HVT-AUndervalued (+59.0%)

Margin of Safety

+59.0%

Fair Value

$71.07

Current Price

$27.50

$43.57 discount

UndervaluedFair: $71.07Overvalued

Intrinsic value data unavailable for PTON.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

HVT-A1 strengths · Avg: 10.0/10
Price/BookValuation
1.4x10/10

Reasonable price relative to book value

PTON1 strengths · Avg: 10.0/10
Debt/EquityHealth
-2.4910/10

Conservative balance sheet, low leverage

Areas to Watch

HVT-A4 concerns · Avg: 3.3/10
Revenue GrowthGrowth
4.1%4/10

4.1% revenue growth

Market CapQuality
$490.10M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
2.9%3/10

ROE of 2.9% — below average capital efficiency

Profit MarginProfitability
2.6%3/10

2.6% margin — thin

PTON4 concerns · Avg: 3.3/10
Revenue GrowthGrowth
1.1%4/10

1.1% revenue growth

EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Profit MarginProfitability
0.9%3/10

0.9% margin — thin

P/E RatioValuation
92.5x2/10

Premium valuation, high expectations priced in

Comparative Analysis Report

WallStSmart Research

Bull Case : HVT-A

The strongest argument for HVT-A centers on Price/Book. PEG of 1.47 suggests the stock is reasonably priced for its growth.

Bull Case : PTON

The strongest argument for PTON centers on Debt/Equity.

Bear Case : HVT-A

The primary concerns for HVT-A are Revenue Growth, Market Cap, Return on Equity. Thin 2.6% margins leave little buffer for downturns.

Bear Case : PTON

The primary concerns for PTON are Revenue Growth, EPS Growth, Profit Margin. A P/E of 92.5x leaves little room for execution misses. Thin 0.9% margins leave little buffer for downturns.

Key Dynamics to Monitor

PTON carries more volatility with a beta of 2.53 — expect wider price swings.

HVT-A is growing revenue faster at 4.1% — sustainability is the question.

PTON generates stronger free cash flow (151M), providing more financial flexibility.

Monitor HOME IMPROVEMENT RETAIL industry trends, competitive dynamics, and regulatory changes.

Bottom Line

HVT-A scores higher overall (50/100 vs 36/100). Both earn "Hold" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Haverty Furniture Companies Inc

CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA

Haverty Furniture Companies, Inc. is a specialty retailer of residential furniture and accessories in the United States. The company is headquartered in Atlanta, Georgia.

Peloton Interactive Inc

CONSUMER CYCLICAL · LEISURE · USA

Peloton Interactive, Inc. offers interactive fitness products in North America and internationally. The company is headquartered in New York, New York.

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