WallStSmart

Floor & Decor Holdings Inc (FND)vsPeloton Interactive Inc (PTON)

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Smart Verdict

WallStSmart Research — data-driven comparison

Floor & Decor Holdings Inc generates 93% more annual revenue ($4.75B vs $2.45B). PTON leads profitability with a 5.9% profit margin vs 5.0%. PTON trades at a lower P/E of 19.1x. FND earns a higher WallStSmart Score of 51/100 (C-).

FND

Buy

51

out of 100

Grade: C-

Growth: 4.7Profit: 5.0Value: 6.0Quality: 6.0
Piotroski: 4/9Altman Z: 2.05

PTON

Hold

45

out of 100

Grade: D+

Growth: 5.3Profit: 4.5Value: 5.3Quality: 6.3
Piotroski: 6/9Altman Z: -1.72
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

FNDUndervalued (+15.9%)

Margin of Safety

+15.9%

Fair Value

$82.02

Current Price

$48.83

$33.19 discount

UndervaluedFair: $82.02Overvalued

Intrinsic value data unavailable for PTON.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

FND1 strengths · Avg: 8.0/10
Price/BookValuation
2.1x8/10

Reasonable price relative to book value

PTON1 strengths · Avg: 10.0/10
EPS GrowthGrowth
534.0%10/10

Earnings expanding 534.0% YoY

Areas to Watch

FND3 concerns · Avg: 3.7/10
PEG RatioValuation
2.204/10

Expensive relative to growth rate

Revenue GrowthGrowth
3.0%4/10

3.0% revenue growth

Profit MarginProfitability
5.0%3/10

5.0% margin — thin

PTON4 concerns · Avg: 2.8/10
Revenue GrowthGrowth
1.5%4/10

1.5% revenue growth

Profit MarginProfitability
5.9%3/10

5.9% margin — thin

Return on EquityProfitability
-847.0%2/10

ROE of -847.0% — below average capital efficiency

Altman Z-ScoreHealth
-1.722/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : FND

The strongest argument for FND centers on Price/Book.

Bull Case : PTON

The strongest argument for PTON centers on EPS Growth.

Bear Case : FND

The primary concerns for FND are PEG Ratio, Revenue Growth, Profit Margin.

Bear Case : PTON

The primary concerns for PTON are Revenue Growth, Profit Margin, Return on Equity.

Key Dynamics to Monitor

PTON carries more volatility with a beta of 2.50 — expect wider price swings.

FND is growing revenue faster at 3.0% — sustainability is the question.

FND generates stronger free cash flow (156M), providing more financial flexibility.

Monitor HOME IMPROVEMENT RETAIL industry trends, competitive dynamics, and regulatory changes.

Bottom Line

FND scores higher overall (51/100 vs 45/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Floor & Decor Holdings Inc

CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA

Floor & Decor Holdings, Inc. is a multi-channel specialty retailer of hard surface flooring and related accessories. The company is headquartered in Atlanta, Georgia.

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Peloton Interactive Inc

CONSUMER CYCLICAL · LEISURE · USA

Peloton Interactive, Inc. offers interactive fitness products in North America and internationally. The company is headquartered in New York, New York.

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