WallStSmart

Haverty Furniture Companies Inc (HVT-A)vsOnewater Marine (ONEW)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Onewater Marine generates 140% more annual revenue ($1.84B vs $766.48M). HVT-A leads profitability with a 2.6% profit margin vs -6.7%. HVT-A earns a higher WallStSmart Score of 50/100 (D+).

HVT-A

Hold

50

out of 100

Grade: D+

Growth: 4.0Profit: 4.0Value: 7.3Quality: 6.5
Piotroski: 4/9Altman Z: 2.96

ONEW

Hold

36

out of 100

Grade: F

Growth: 2.7Profit: 3.0Value: 6.7Quality: 3.5
Piotroski: 3/9Altman Z: 1.32
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

HVT-AUndervalued (+58.2%)

Margin of Safety

+58.2%

Fair Value

$69.69

Current Price

$24.01

$45.68 discount

UndervaluedFair: $69.69Overvalued
ONEWUndervalued (+39.6%)

Margin of Safety

+39.6%

Fair Value

$21.59

Current Price

$10.18

$11.41 discount

UndervaluedFair: $21.59Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

HVT-A1 strengths · Avg: 10.0/10
Price/BookValuation
1.3x10/10

Reasonable price relative to book value

ONEW1 strengths · Avg: 10.0/10
Price/BookValuation
0.6x10/10

Reasonable price relative to book value

Areas to Watch

HVT-A4 concerns · Avg: 3.3/10
Revenue GrowthGrowth
4.1%4/10

4.1% revenue growth

Market CapQuality
$386.45M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
2.9%3/10

ROE of 2.9% — below average capital efficiency

Profit MarginProfitability
2.6%3/10

2.6% margin — thin

ONEW4 concerns · Avg: 2.8/10
Market CapQuality
$169.17M3/10

Smaller company, higher risk/reward

Operating MarginProfitability
3.5%3/10

Operating margin of 3.5%

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Return on EquityProfitability
-37.7%2/10

ROE of -37.7% — below average capital efficiency

Comparative Analysis Report

WallStSmart Research

Bull Case : HVT-A

The strongest argument for HVT-A centers on Price/Book. PEG of 1.16 suggests the stock is reasonably priced for its growth.

Bull Case : ONEW

The strongest argument for ONEW centers on Price/Book.

Bear Case : HVT-A

The primary concerns for HVT-A are Revenue Growth, Market Cap, Return on Equity. Thin 2.6% margins leave little buffer for downturns.

Bear Case : ONEW

The primary concerns for ONEW are Market Cap, Operating Margin, Piotroski F-Score. Debt-to-equity of 2.31 is elevated, increasing financial risk.

Key Dynamics to Monitor

HVT-A profiles as a value stock while ONEW is a turnaround play — different risk/reward profiles.

ONEW carries more volatility with a beta of 1.55 — expect wider price swings.

HVT-A is growing revenue faster at 4.1% — sustainability is the question.

ONEW generates stronger free cash flow (50M), providing more financial flexibility.

Bottom Line

HVT-A scores higher overall (50/100 vs 36/100). ONEW offers better value entry with a 39.6% margin of safety. Both earn "Hold" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Haverty Furniture Companies Inc

CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA

Haverty Furniture Companies, Inc. is a specialty retailer of residential furniture and accessories in the United States. The company is headquartered in Atlanta, Georgia.

Onewater Marine

CONSUMER CYCLICAL · SPECIALTY RETAIL · USA

OneWater Marine Inc. is a recreational boat retailer in the United States. The company is headquartered in Buford, Georgia.

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