WallStSmart

Floor & Decor Holdings Inc (FND)vsOnewater Marine (ONEW)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Floor & Decor Holdings Inc generates 155% more annual revenue ($4.68B vs $1.84B). FND leads profitability with a 4.3% profit margin vs -6.7%. FND earns a higher WallStSmart Score of 40/100 (D).

FND

Hold

40

out of 100

Grade: D

Growth: 2.7Profit: 4.5Value: 6.0Quality: 5.5
Piotroski: 3/9Altman Z: 2.05

ONEW

Hold

36

out of 100

Grade: F

Growth: 2.7Profit: 3.0Value: 6.7Quality: 3.5
Piotroski: 3/9Altman Z: 1.32
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

FNDUndervalued (+15.3%)

Margin of Safety

+15.3%

Fair Value

$81.36

Current Price

$47.41

$33.95 discount

UndervaluedFair: $81.36Overvalued
ONEWUndervalued (+39.6%)

Margin of Safety

+39.6%

Fair Value

$21.59

Current Price

$10.18

$11.41 discount

UndervaluedFair: $21.59Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

FND1 strengths · Avg: 8.0/10
Price/BookValuation
2.1x8/10

Reasonable price relative to book value

ONEW1 strengths · Avg: 10.0/10
Price/BookValuation
0.6x10/10

Reasonable price relative to book value

Areas to Watch

FND4 concerns · Avg: 3.5/10
PEG RatioValuation
2.204/10

Expensive relative to growth rate

P/E RatioValuation
29.0x4/10

Moderate valuation

Profit MarginProfitability
4.3%3/10

4.3% margin — thin

Operating MarginProfitability
4.5%3/10

Operating margin of 4.5%

ONEW4 concerns · Avg: 2.8/10
Market CapQuality
$169.17M3/10

Smaller company, higher risk/reward

Operating MarginProfitability
3.5%3/10

Operating margin of 3.5%

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Return on EquityProfitability
-37.7%2/10

ROE of -37.7% — below average capital efficiency

Comparative Analysis Report

WallStSmart Research

Bull Case : FND

The strongest argument for FND centers on Price/Book.

Bull Case : ONEW

The strongest argument for ONEW centers on Price/Book.

Bear Case : FND

The primary concerns for FND are PEG Ratio, P/E Ratio, Profit Margin. Thin 4.3% margins leave little buffer for downturns.

Bear Case : ONEW

The primary concerns for ONEW are Market Cap, Operating Margin, Piotroski F-Score. Debt-to-equity of 2.31 is elevated, increasing financial risk.

Key Dynamics to Monitor

FND profiles as a value stock while ONEW is a turnaround play — different risk/reward profiles.

FND carries more volatility with a beta of 1.62 — expect wider price swings.

FND is growing revenue faster at -0.7% — sustainability is the question.

ONEW generates stronger free cash flow (50M), providing more financial flexibility.

Bottom Line

FND scores higher overall (40/100 vs 36/100). ONEW offers better value entry with a 39.6% margin of safety. Both earn "Hold" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Floor & Decor Holdings Inc

CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA

Floor & Decor Holdings, Inc. is a multi-channel specialty retailer of hard surface flooring and related accessories. The company is headquartered in Atlanta, Georgia.

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Onewater Marine

CONSUMER CYCLICAL · SPECIALTY RETAIL · USA

OneWater Marine Inc. is a recreational boat retailer in the United States. The company is headquartered in Buford, Georgia.

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