Haverty Furniture Companies Inc (HVT-A)vsLithia Motors Inc (LAD)
HVT-A
Haverty Furniture Companies Inc
$29.40
+4.81%
CONSUMER CYCLICAL · Cap: $460.33M
LAD
Lithia Motors Inc
$427.48
+19.30%
CONSUMER CYCLICAL · Cap: $7.65B
Smart Verdict
WallStSmart Research — data-driven comparison
Lithia Motors Inc generates 4822% more annual revenue ($37.73B vs $766.48M). HVT-A leads profitability with a 2.6% profit margin vs 1.9%. LAD appears more attractively valued with a PEG of 0.75. LAD earns a higher WallStSmart Score of 55/100 (C).
HVT-A
Hold50
out of 100
Grade: D+
LAD
Buy55
out of 100
Grade: C
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+60.4%
Fair Value
$73.56
Current Price
$29.40
$44.16 discount
Margin of Safety
+8.4%
Fair Value
$349.64
Current Price
$427.48
$77.84 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Attractively priced relative to earnings
Growing faster than its price suggests
Reasonable price relative to book value
Areas to Watch
4.1% revenue growth
Smaller company, higher risk/reward
ROE of 2.9% — below average capital efficiency
2.6% margin — thin
1.0% revenue growth
1.9% margin — thin
Operating margin of 3.6%
Weak financial health signals
Comparative Analysis Report
WallStSmart ResearchBull Case : HVT-A
The strongest argument for HVT-A centers on Price/Book. PEG of 1.38 suggests the stock is reasonably priced for its growth.
Bull Case : LAD
The strongest argument for LAD centers on P/E Ratio, PEG Ratio, Price/Book. PEG of 0.75 suggests the stock is reasonably priced for its growth.
Bear Case : HVT-A
The primary concerns for HVT-A are Revenue Growth, Market Cap, Return on Equity. Thin 2.6% margins leave little buffer for downturns.
Bear Case : LAD
The primary concerns for LAD are Revenue Growth, Profit Margin, Operating Margin. Debt-to-equity of 2.53 is elevated, increasing financial risk. Thin 1.9% margins leave little buffer for downturns.
Key Dynamics to Monitor
LAD carries more volatility with a beta of 1.26 — expect wider price swings.
HVT-A is growing revenue faster at 4.1% — sustainability is the question.
HVT-A generates stronger free cash flow (-10M), providing more financial flexibility.
Monitor HOME IMPROVEMENT RETAIL industry trends, competitive dynamics, and regulatory changes.
Bottom Line
LAD scores higher overall (55/100 vs 50/100). HVT-A offers better value entry with a 60.4% margin of safety. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Haverty Furniture Companies Inc
CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA
Haverty Furniture Companies, Inc. is a specialty retailer of residential furniture and accessories in the United States. The company is headquartered in Atlanta, Georgia.
Lithia Motors Inc
CONSUMER CYCLICAL · AUTO & TRUCK DEALERSHIPS · USA
Lithia Motors, Inc. is an automobile retailer in the United States. The company is headquartered in Medford, Oregon.
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