WallStSmart

Floor & Decor Holdings Inc (FND)vsLithia Motors Inc (LAD)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Lithia Motors Inc generates 703% more annual revenue ($37.63B vs $4.68B). FND leads profitability with a 4.5% profit margin vs 2.2%. LAD appears more attractively valued with a PEG of 0.54. LAD earns a higher WallStSmart Score of 55/100 (C).

FND

Hold

42

out of 100

Grade: D

Growth: 3.3Profit: 5.0Value: 4.0Quality: 6.0
Piotroski: 4/9Altman Z: 2.82

LAD

Buy

55

out of 100

Grade: C

Growth: 4.7Profit: 5.0Value: 6.7Quality: 5.3
Piotroski: 2/9Altman Z: 2.51
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

FNDSignificantly Overvalued (-427.9%)

Margin of Safety

-427.9%

Fair Value

$13.06

Current Price

$51.69

$38.63 premium

UndervaluedFair: $13.06Overvalued
LADSignificantly Overvalued (-50.4%)

Margin of Safety

-50.4%

Fair Value

$212.98

Current Price

$276.58

$63.60 premium

UndervaluedFair: $212.98Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

FND1 strengths · Avg: 8.0/10
Price/BookValuation
2.3x8/10

Reasonable price relative to book value

LAD3 strengths · Avg: 9.3/10
P/E RatioValuation
8.9x10/10

Attractively priced relative to earnings

Price/BookValuation
1.0x10/10

Reasonable price relative to book value

PEG RatioValuation
0.548/10

Growing faster than its price suggests

Areas to Watch

FND4 concerns · Avg: 3.8/10
PEG RatioValuation
2.204/10

Expensive relative to growth rate

P/E RatioValuation
28.4x4/10

Moderate valuation

Revenue GrowthGrowth
2.0%4/10

2.0% revenue growth

Profit MarginProfitability
4.5%3/10

4.5% margin — thin

LAD4 concerns · Avg: 3.3/10
Revenue GrowthGrowth
0.3%4/10

0.3% revenue growth

Profit MarginProfitability
2.2%3/10

2.2% margin — thin

Operating MarginProfitability
3.9%3/10

Operating margin of 3.9%

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : FND

The strongest argument for FND centers on Price/Book.

Bull Case : LAD

The strongest argument for LAD centers on P/E Ratio, Price/Book, PEG Ratio. PEG of 0.54 suggests the stock is reasonably priced for its growth.

Bear Case : FND

The primary concerns for FND are PEG Ratio, P/E Ratio, Revenue Growth. Thin 4.5% margins leave little buffer for downturns.

Bear Case : LAD

The primary concerns for LAD are Revenue Growth, Profit Margin, Operating Margin. Thin 2.2% margins leave little buffer for downturns.

Key Dynamics to Monitor

FND carries more volatility with a beta of 1.82 — expect wider price swings.

FND is growing revenue faster at 2.0% — sustainability is the question.

LAD generates stronger free cash flow (66M), providing more financial flexibility.

Monitor HOME IMPROVEMENT RETAIL industry trends, competitive dynamics, and regulatory changes.

Bottom Line

LAD scores higher overall (55/100 vs 42/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Floor & Decor Holdings Inc

CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA

Floor & Decor Holdings, Inc. is a multi-channel specialty retailer of hard surface flooring and related accessories. The company is headquartered in Atlanta, Georgia.

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Lithia Motors Inc

CONSUMER CYCLICAL · AUTO & TRUCK DEALERSHIPS · USA

Lithia Motors, Inc. is an automobile retailer in the United States. The company is headquartered in Medford, Oregon.

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