Humana Inc (HUM)vsSeaboard Corporation (SEB)
HUM
Humana Inc
$246.33
+2.84%
HEALTHCARE · Cap: $28.05B
SEB
Seaboard Corporation
$4,903.82
-13.77%
INDUSTRIALS · Cap: $5.17B
Smart Verdict
WallStSmart Research — data-driven comparison
Humana Inc generates 1308% more annual revenue ($137.20B vs $9.75B). SEB leads profitability with a 5.1% profit margin vs 0.8%. SEB appears more attractively valued with a PEG of 0.65. SEB earns a higher WallStSmart Score of 61/100 (C+).
HUM
Buy59
out of 100
Grade: C
SEB
Buy61
out of 100
Grade: C+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+81.0%
Fair Value
$1141.73
Current Price
$246.33
$895.40 discount
Margin of Safety
+49.5%
Fair Value
$11019.97
Current Price
$4903.82
$6116.15 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Safe zone — low bankruptcy risk
Reasonable price relative to book value
Revenue surging 23.5% year-over-year
Generating 1.1B in free cash flow
Attractively priced relative to earnings
Reasonable price relative to book value
Earnings expanding 66.6% YoY
Safe zone — low bankruptcy risk
Growing faster than its price suggests
Areas to Watch
ROE of 6.3% — below average capital efficiency
0.8% margin — thin
Operating margin of 4.7%
Earnings declined 4.6%
5.1% margin — thin
Operating margin of 2.7%
Revenue declined 2.9%
Comparative Analysis Report
WallStSmart ResearchBull Case : HUM
The strongest argument for HUM centers on Altman Z-Score, Price/Book, Revenue Growth. Revenue growth of 23.5% demonstrates continued momentum. PEG of 1.33 suggests the stock is reasonably priced for its growth.
Bull Case : SEB
The strongest argument for SEB centers on P/E Ratio, Price/Book, EPS Growth. PEG of 0.65 suggests the stock is reasonably priced for its growth.
Bear Case : HUM
The primary concerns for HUM are Return on Equity, Profit Margin, Operating Margin. Thin 0.8% margins leave little buffer for downturns.
Bear Case : SEB
The primary concerns for SEB are Profit Margin, Operating Margin, Revenue Growth.
Key Dynamics to Monitor
HUM profiles as a growth stock while SEB is a value play — different risk/reward profiles.
HUM carries more volatility with a beta of 0.45 — expect wider price swings.
HUM is growing revenue faster at 23.5% — sustainability is the question.
HUM generates stronger free cash flow (1.1B), providing more financial flexibility.
Bottom Line
SEB scores higher overall (61/100 vs 59/100). HUM offers better value entry with a 81.0% margin of safety. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Humana Inc
HEALTHCARE · HEALTHCARE PLANS · USA
Humana Inc. is a for-profit American health insurance company based in Louisville, Kentucky.
Visit Website →Seaboard Corporation
INDUSTRIALS · CONGLOMERATES · USA
Seaboard Corporation is a global agribusiness and transportation company. The company is headquartered in Merriam, Kansas.
Visit Website →Compare with Other HEALTHCARE PLANS Stocks
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