Humana Inc (HUM)vsMeta Platforms Inc. (META)
HUM
Humana Inc
$350.08
+0.08%
HEALTHCARE · Cap: $45.53B
META
Meta Platforms Inc.
$593.00
+1.70%
COMMUNICATION SERVICES · Cap: $1.51T
Smart Verdict
WallStSmart Research — data-driven comparison
Meta Platforms Inc. generates 57% more annual revenue ($214.96B vs $137.20B). META leads profitability with a 32.8% profit margin vs 0.8%. META appears more attractively valued with a PEG of 0.86. META earns a higher WallStSmart Score of 83/100 (A-).
HUM
Buy52
out of 100
Grade: C-
META
Exceptional Buy83
out of 100
Grade: A-
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+23.7%
Fair Value
$403.67
Current Price
$350.08
$53.59 discount
Margin of Safety
+33.6%
Fair Value
$903.82
Current Price
$593.00
$310.82 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Safe zone — low bankruptcy risk
Reasonable price relative to book value
Revenue surging 23.5% year-over-year
Generating 1.1B in free cash flow
Mega-cap, among the largest globally
Keeps 33 of every $100 in revenue as profit
Strong operational efficiency at 40.6%
Revenue surging 33.1% year-over-year
Earnings expanding 62.4% YoY
Generating 13.2B in free cash flow
Areas to Watch
Expensive relative to growth rate
ROE of 6.1% — below average capital efficiency
0.8% margin — thin
Operating margin of 4.7%
Weak financial health signals
Comparative Analysis Report
WallStSmart ResearchBull Case : HUM
The strongest argument for HUM centers on Altman Z-Score, Price/Book, Revenue Growth. Revenue growth of 23.5% demonstrates continued momentum.
Bull Case : META
The strongest argument for META centers on Market Cap, Profit Margin, Operating Margin. Profitability is solid with margins at 32.8% and operating margin at 40.6%. Revenue growth of 33.1% demonstrates continued momentum.
Bear Case : HUM
The primary concerns for HUM are PEG Ratio, Return on Equity, Profit Margin. A P/E of 40.5x leaves little room for execution misses. Thin 0.8% margins leave little buffer for downturns.
Bear Case : META
The primary concerns for META are Piotroski F-Score.
Key Dynamics to Monitor
META carries more volatility with a beta of 1.23 — expect wider price swings.
META is growing revenue faster at 33.1% — sustainability is the question.
META generates stronger free cash flow (13.2B), providing more financial flexibility.
Monitor HEALTHCARE PLANS industry trends, competitive dynamics, and regulatory changes.
Bottom Line
META scores higher overall (83/100 vs 52/100), backed by strong 32.8% margins and 33.1% revenue growth. HUM offers better value entry with a 23.7% margin of safety. Both earn "Exceptional Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Humana Inc
HEALTHCARE · HEALTHCARE PLANS · USA
Humana Inc. is a for-profit American health insurance company based in Louisville, Kentucky.
Visit Website →Meta Platforms Inc.
COMMUNICATION SERVICES · INTERNET CONTENT & INFORMATION · USA
Meta Platforms, Inc. develops products that enable people to connect and share with friends and family through mobile devices, PCs, virtual reality headsets, wearables and home devices around the world. The company is headquartered in Menlo Park, California.
Visit Website →Compare with Other HEALTHCARE PLANS Stocks
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