WallStSmart

HubSpot Inc (HUBS)vsSAP SE ADR (SAP)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

SAP SE ADR generates 1032% more annual revenue ($37.34B vs $3.30B). SAP leads profitability with a 19.6% profit margin vs 3.0%. HUBS appears more attractively valued with a PEG of 0.36. SAP earns a higher WallStSmart Score of 59/100 (C).

HUBS

Buy

58

out of 100

Grade: C

Growth: 9.3Profit: 4.0Value: 7.3Quality: 6.5
Piotroski: 3/9Altman Z: 1.60

SAP

Buy

59

out of 100

Grade: C

Growth: 6.0Profit: 8.5Value: 4.7Quality: 6.8
Piotroski: 6/9Altman Z: 3.11
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

HUBSUndervalued (+59.0%)

Margin of Safety

+59.0%

Fair Value

$510.89

Current Price

$251.12

$259.77 discount

UndervaluedFair: $510.89Overvalued
SAPSignificantly Overvalued (-34.9%)

Margin of Safety

-34.9%

Fair Value

$145.64

Current Price

$185.99

$40.35 premium

UndervaluedFair: $145.64Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

HUBS4 strengths · Avg: 9.3/10
PEG RatioValuation
0.3610/10

Growing faster than its price suggests

EPS GrowthGrowth
968.0%10/10

Earnings expanding 968.0% YoY

Debt/EquityHealth
0.129/10

Conservative balance sheet, low leverage

Revenue GrowthGrowth
23.4%8/10

Revenue surging 23.4% year-over-year

SAP4 strengths · Avg: 9.3/10
Operating MarginProfitability
30.0%10/10

Strong operational efficiency at 30.0%

Altman Z-ScoreHealth
3.1110/10

Safe zone — low bankruptcy risk

Market CapQuality
$187.50B9/10

Large-cap with strong market position

Free Cash FlowQuality
$3.04B8/10

Generating 3.0B in free cash flow

Areas to Watch

HUBS4 concerns · Avg: 3.3/10
Altman Z-ScoreHealth
1.604/10

Distress zone — elevated risk

Return on EquityProfitability
5.0%3/10

ROE of 5.0% — below average capital efficiency

Profit MarginProfitability
3.0%3/10

3.0% margin — thin

Operating MarginProfitability
3.3%3/10

Operating margin of 3.3%

SAP0 concerns · Avg: 0/10

No major concerns identified

Comparative Analysis Report

WallStSmart Research

Bull Case : HUBS

The strongest argument for HUBS centers on PEG Ratio, EPS Growth, Debt/Equity. Revenue growth of 23.4% demonstrates continued momentum. PEG of 0.36 suggests the stock is reasonably priced for its growth.

Bull Case : SAP

The strongest argument for SAP centers on Operating Margin, Altman Z-Score, Market Cap. Profitability is solid with margins at 19.6% and operating margin at 30.0%. PEG of 1.39 suggests the stock is reasonably priced for its growth.

Bear Case : HUBS

The primary concerns for HUBS are Altman Z-Score, Return on Equity, Profit Margin. A P/E of 117.4x leaves little room for execution misses. Thin 3.0% margins leave little buffer for downturns.

Bear Case : SAP

No major red flags identified for SAP, but monitor valuation.

Key Dynamics to Monitor

HUBS profiles as a growth stock while SAP is a mature play — different risk/reward profiles.

HUBS carries more volatility with a beta of 1.22 — expect wider price swings.

HUBS is growing revenue faster at 23.4% — sustainability is the question.

SAP generates stronger free cash flow (3.0B), providing more financial flexibility.

Bottom Line

SAP scores higher overall (59/100 vs 58/100), backed by strong 19.6% margins. HUBS offers better value entry with a 59.0% margin of safety. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

HubSpot Inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

HubSpot, Inc. provides a cloud-based customer relationship management (CRM) platform for companies in the Americas, Europe, and Asia Pacific. The company is headquartered in Cambridge, Massachusetts.

SAP SE ADR

TECHNOLOGY · SOFTWARE - APPLICATION · USA

SAP SE is a global enterprise application software company. The company is headquartered in Walldorf, Germany.

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