H&R Block Inc (HRB)vsYY Group Holding Limited Class A Ordinary Shares (YYGH)
HRB
H&R Block Inc
$30.78
-0.58%
CONSUMER CYCLICAL · Cap: $3.90B
YYGH
YY Group Holding Limited Class A Ordinary Shares
$1.09
+0.93%
CONSUMER CYCLICAL · Cap: $1.71M
Smart Verdict
WallStSmart Research — data-driven comparison
H&R Block Inc generates 7864% more annual revenue ($3.79B vs $47.60M). HRB leads profitability with a 16.2% profit margin vs -28.7%. HRB earns a higher WallStSmart Score of 67/100 (B-).
HRB
Strong Buy67
out of 100
Grade: B-
YYGH
Hold41
out of 100
Grade: D
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+83.2%
Fair Value
$177.02
Current Price
$30.78
$146.24 discount
Intrinsic value data unavailable for YYGH.
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Every $100 of equity generates 68 in profit
Growing faster than its price suggests
Earnings expanding 21.6% YoY
Reasonable price relative to book value
Revenue surging 33.7% year-over-year
Areas to Watch
Grey zone — moderate risk
Negative free cash flow — burning cash
Operating margin of -1.5%
0.0% earnings growth
Smaller company, higher risk/reward
Weak financial health signals
ROE of -87.5% — below average capital efficiency
Comparative Analysis Report
WallStSmart ResearchBull Case : HRB
The strongest argument for HRB centers on P/E Ratio, Return on Equity, PEG Ratio. Profitability is solid with margins at 16.2% and operating margin at -1.5%. Revenue growth of 11.1% demonstrates continued momentum.
Bull Case : YYGH
The strongest argument for YYGH centers on Price/Book, Revenue Growth. Revenue growth of 33.7% demonstrates continued momentum.
Bear Case : HRB
The primary concerns for HRB are Altman Z-Score, Free Cash Flow, Operating Margin.
Bear Case : YYGH
The primary concerns for YYGH are EPS Growth, Market Cap, Piotroski F-Score.
Key Dynamics to Monitor
HRB profiles as a mature stock while YYGH is a hypergrowth play — different risk/reward profiles.
YYGH is growing revenue faster at 33.7% — sustainability is the question.
YYGH generates stronger free cash flow (-818,110), providing more financial flexibility.
Monitor PERSONAL SERVICES industry trends, competitive dynamics, and regulatory changes.
Bottom Line
HRB scores higher overall (67/100 vs 41/100), backed by strong 16.2% margins and 11.1% revenue growth. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
H&R Block Inc
CONSUMER CYCLICAL · PERSONAL SERVICES · USA
H&R Block, Inc., provides services and products for assisted preparation of income tax returns and self-preparation of income tax returns (DIY) to the general public, primarily in the United States, Canada and Australia. The company is headquartered in Kansas City, Missouri.
YY Group Holding Limited Class A Ordinary Shares
CONSUMER CYCLICAL · PERSONAL SERVICES · USA
YY Group Holding Limited, a data and technology driven company, provides cleaning services and manpower outsourcing services in Singapore and Malaysia. The company is headquartered in Singapore with additional offices in Kuala Lumpur, Malaysia.
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