Frontdoor Inc (FTDR)vsH&R Block Inc (HRB)
FTDR
Frontdoor Inc
$63.64
+0.69%
CONSUMER CYCLICAL · Cap: $4.83B
HRB
H&R Block Inc
$37.46
-0.90%
CONSUMER CYCLICAL · Cap: $4.63B
Smart Verdict
WallStSmart Research — data-driven comparison
H&R Block Inc generates 85% more annual revenue ($3.91B vs $2.12B). HRB leads profitability with a 18.9% profit margin vs 12.2%. HRB appears more attractively valued with a PEG of 0.51. HRB earns a higher WallStSmart Score of 75/100 (B+).
FTDR
Buy57
out of 100
Grade: C
HRB
Strong Buy75
out of 100
Grade: B+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-39.1%
Fair Value
$40.46
Current Price
$63.64
$23.18 premium
Margin of Safety
-38.6%
Fair Value
$26.35
Current Price
$37.46
$11.11 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Every $100 of equity generates 113 in profit
Attractively priced relative to earnings
Every $100 of equity generates 68 in profit
Strong operational efficiency at 43.2%
Conservative balance sheet, low leverage
Growing faster than its price suggests
Earnings expanding 24.2% YoY
Areas to Watch
Expensive relative to growth rate
Trading at 19.5x book value
Elevated debt levels
Grey zone — moderate risk
Comparative Analysis Report
WallStSmart ResearchBull Case : FTDR
The strongest argument for FTDR centers on Return on Equity.
Bull Case : HRB
The strongest argument for HRB centers on P/E Ratio, Return on Equity, Operating Margin. Profitability is solid with margins at 18.9% and operating margin at 43.2%. PEG of 0.51 suggests the stock is reasonably priced for its growth.
Bear Case : FTDR
The primary concerns for FTDR are PEG Ratio, Price/Book, Debt/Equity. Debt-to-equity of 5.15 is elevated, increasing financial risk.
Bear Case : HRB
The primary concerns for HRB are Altman Z-Score.
Key Dynamics to Monitor
FTDR profiles as a value stock while HRB is a mature play — different risk/reward profiles.
FTDR carries more volatility with a beta of 1.51 — expect wider price swings.
FTDR is growing revenue faster at 5.9% — sustainability is the question.
HRB generates stronger free cash flow (1.5B), providing more financial flexibility.
Bottom Line
HRB scores higher overall (75/100 vs 57/100), backed by strong 18.9% margins. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Frontdoor Inc
CONSUMER CYCLICAL · PERSONAL SERVICES · USA
front door, inc. The company is headquartered in Memphis, Tennessee.
Visit Website →H&R Block Inc
CONSUMER CYCLICAL · PERSONAL SERVICES · USA
H&R Block, Inc., provides services and products for assisted preparation of income tax returns and self-preparation of income tax returns (DIY) to the general public, primarily in the United States, Canada and Australia. The company is headquartered in Kansas City, Missouri.
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