H&R Block Inc (HRB)vsRollins Inc (ROL)
HRB
H&R Block Inc
$30.78
-0.58%
CONSUMER CYCLICAL · Cap: $3.90B
ROL
Rollins Inc
$53.48
+0.36%
CONSUMER CYCLICAL · Cap: $25.78B
Smart Verdict
WallStSmart Research — data-driven comparison
H&R Block Inc generates 1% more annual revenue ($3.79B vs $3.76B). HRB leads profitability with a 16.2% profit margin vs 14.0%. HRB appears more attractively valued with a PEG of 0.58. HRB earns a higher WallStSmart Score of 67/100 (B-).
HRB
Strong Buy67
out of 100
Grade: B-
ROL
Buy52
out of 100
Grade: C-
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+83.2%
Fair Value
$177.02
Current Price
$30.78
$146.24 discount
Margin of Safety
-165.8%
Fair Value
$24.68
Current Price
$53.48
$28.80 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Every $100 of equity generates 68 in profit
Growing faster than its price suggests
Earnings expanding 21.6% YoY
Every $100 of equity generates 39 in profit
Areas to Watch
Grey zone — moderate risk
Negative free cash flow — burning cash
Operating margin of -1.5%
Trading at 18.7x book value
Weak financial health signals
Expensive relative to growth rate
Premium valuation, high expectations priced in
Comparative Analysis Report
WallStSmart ResearchBull Case : HRB
The strongest argument for HRB centers on P/E Ratio, Return on Equity, PEG Ratio. Profitability is solid with margins at 16.2% and operating margin at -1.5%. Revenue growth of 11.1% demonstrates continued momentum.
Bull Case : ROL
The strongest argument for ROL centers on Return on Equity.
Bear Case : HRB
The primary concerns for HRB are Altman Z-Score, Free Cash Flow, Operating Margin.
Bear Case : ROL
The primary concerns for ROL are Price/Book, Piotroski F-Score, PEG Ratio. A P/E of 49.1x leaves little room for execution misses.
Key Dynamics to Monitor
HRB profiles as a mature stock while ROL is a value play — different risk/reward profiles.
ROL carries more volatility with a beta of 0.80 — expect wider price swings.
HRB is growing revenue faster at 11.1% — sustainability is the question.
ROL generates stronger free cash flow (159M), providing more financial flexibility.
Bottom Line
HRB scores higher overall (67/100 vs 52/100), backed by strong 16.2% margins and 11.1% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
H&R Block Inc
CONSUMER CYCLICAL · PERSONAL SERVICES · USA
H&R Block, Inc., provides services and products for assisted preparation of income tax returns and self-preparation of income tax returns (DIY) to the general public, primarily in the United States, Canada and Australia. The company is headquartered in Kansas City, Missouri.
Rollins Inc
CONSUMER CYCLICAL · PERSONAL SERVICES · USA
Rollins, Inc. is a North American consumer and commercial services company.
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