WallStSmart

H&R Block Inc (HRB)vsTesla Inc (TSLA)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Tesla Inc generates 2526% more annual revenue ($103.62B vs $3.95B). HRB leads profitability with a 18.6% profit margin vs 3.7%. HRB appears more attractively valued with a PEG of 0.58. HRB earns a higher WallStSmart Score of 67/100 (B-).

HRB

Strong Buy

67

out of 100

Grade: B-

Growth: 4.0Profit: 9.5Value: 6.7Quality: 5.0
Piotroski: 5/9Altman Z: 2.00

TSLA

Avoid

31

out of 100

Grade: F

Growth: 5.3Profit: 4.0Value: 2.0Quality: 7.0
Piotroski: 3/9Altman Z: 2.45
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

HRBSignificantly Overvalued (-62.9%)

Margin of Safety

-62.9%

Fair Value

$27.71

Current Price

$45.12

$17.41 premium

UndervaluedFair: $27.71Overvalued
TSLASignificantly Overvalued (-40.2%)

Margin of Safety

-40.2%

Fair Value

$260.64

Current Price

$365.44

$104.80 premium

UndervaluedFair: $260.64Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

HRB4 strengths · Avg: 9.5/10
P/E RatioValuation
7.9x10/10

Attractively priced relative to earnings

Return on EquityProfitability
67.9%10/10

Every $100 of equity generates 68 in profit

Operating MarginProfitability
32.9%10/10

Strong operational efficiency at 32.9%

PEG RatioValuation
0.588/10

Growing faster than its price suggests

TSLA3 strengths · Avg: 9.0/10
Market CapQuality
$1.44T10/10

Mega-cap, among the largest globally

Debt/EquityHealth
0.119/10

Conservative balance sheet, low leverage

Revenue GrowthGrowth
25.5%8/10

Revenue surging 25.5% year-over-year

Areas to Watch

HRB4 concerns · Avg: 2.8/10
Revenue GrowthGrowth
3.0%4/10

3.0% revenue growth

EPS GrowthGrowth
4.5%4/10

4.5% earnings growth

Price/BookValuation
47.5x2/10

Trading at 47.5x book value

Debt/EquityHealth
17.891/10

Elevated debt levels

TSLA4 concerns · Avg: 3.3/10
Price/BookValuation
16.6x4/10

Trading at 16.6x book value

Return on EquityProfitability
4.4%3/10

ROE of 4.4% — below average capital efficiency

Profit MarginProfitability
3.7%3/10

3.7% margin — thin

Operating MarginProfitability
1.4%3/10

Operating margin of 1.4%

Comparative Analysis Report

WallStSmart Research

Bull Case : HRB

The strongest argument for HRB centers on P/E Ratio, Return on Equity, Operating Margin. Profitability is solid with margins at 18.6% and operating margin at 32.9%. PEG of 0.58 suggests the stock is reasonably priced for its growth.

Bull Case : TSLA

The strongest argument for TSLA centers on Market Cap, Debt/Equity, Revenue Growth. Revenue growth of 25.5% demonstrates continued momentum.

Bear Case : HRB

The primary concerns for HRB are Revenue Growth, EPS Growth, Price/Book. Debt-to-equity of 17.89 is elevated, increasing financial risk.

Bear Case : TSLA

The primary concerns for TSLA are Price/Book, Return on Equity, Profit Margin. A P/E of 332.2x leaves little room for execution misses. Thin 3.7% margins leave little buffer for downturns.

Key Dynamics to Monitor

HRB profiles as a value stock while TSLA is a growth play — different risk/reward profiles.

TSLA carries more volatility with a beta of 1.84 — expect wider price swings.

TSLA is growing revenue faster at 25.5% — sustainability is the question.

HRB generates stronger free cash flow (237M), providing more financial flexibility.

Bottom Line

HRB scores higher overall (67/100 vs 31/100), backed by strong 18.6% margins. Both earn "Strong Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

H&R Block Inc

CONSUMER CYCLICAL · PERSONAL SERVICES · USA

H&R Block, Inc., provides services and products for assisted preparation of income tax returns and self-preparation of income tax returns (DIY) to the general public, primarily in the United States, Canada and Australia. The company is headquartered in Kansas City, Missouri.

Tesla Inc

CONSUMER CYCLICAL · AUTO MANUFACTURERS · USA

Tesla, Inc. is an American electric vehicle and clean energy company based in Palo Alto, California. Tesla's current products include electric cars, battery energy storage from home to grid-scale, solar panels and solar roof tiles, as well as other related products and services. In 2020, Tesla had the highest sales in the plug-in and battery electric passenger car segments, capturing 16% of the plug-in market (which includes plug-in hybrids) and 23% of the battery-electric (purely electric) market. Through its subsidiary Tesla Energy, the company develops and is a major installer of solar photovoltaic energy generation systems in the United States. Tesla Energy is also one of the largest global suppliers of battery energy storage systems, with 3 GWh of battery storage supplied in 2020.

Visit Website →

Want to dig deeper into these stocks?