H&R Block Inc (HRB)vsLive Ventures Inc (LIVE)
HRB
H&R Block Inc
$45.12
+0.53%
CONSUMER CYCLICAL · Cap: $5.56B
LIVE
Live Ventures Inc
$8.08
-1.46%
CONSUMER CYCLICAL · Cap: $26.94M
Smart Verdict
WallStSmart Research — data-driven comparison
H&R Block Inc generates 809% more annual revenue ($3.95B vs $434.25M). HRB leads profitability with a 18.6% profit margin vs -0.6%. HRB earns a higher WallStSmart Score of 67/100 (B-).
HRB
Strong Buy67
out of 100
Grade: B-
LIVE
Avoid30
out of 100
Grade: F
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-62.9%
Fair Value
$27.71
Current Price
$45.12
$17.41 premium
Margin of Safety
+85.9%
Fair Value
$138.16
Current Price
$8.08
$130.08 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Every $100 of equity generates 68 in profit
Strong operational efficiency at 32.9%
Growing faster than its price suggests
Reasonable price relative to book value
Areas to Watch
3.0% revenue growth
4.5% earnings growth
Trading at 47.5x book value
Elevated debt levels
Smaller company, higher risk/reward
ROE of 4.2% — below average capital efficiency
Operating margin of 4.8%
Revenue declined 3.2%
Comparative Analysis Report
WallStSmart ResearchBull Case : HRB
The strongest argument for HRB centers on P/E Ratio, Return on Equity, Operating Margin. Profitability is solid with margins at 18.6% and operating margin at 32.9%. PEG of 0.58 suggests the stock is reasonably priced for its growth.
Bull Case : LIVE
The strongest argument for LIVE centers on Price/Book.
Bear Case : HRB
The primary concerns for HRB are Revenue Growth, EPS Growth, Price/Book. Debt-to-equity of 17.89 is elevated, increasing financial risk.
Bear Case : LIVE
The primary concerns for LIVE are Market Cap, Return on Equity, Operating Margin. Debt-to-equity of 2.44 is elevated, increasing financial risk.
Key Dynamics to Monitor
HRB profiles as a value stock while LIVE is a turnaround play — different risk/reward profiles.
LIVE carries more volatility with a beta of 1.03 — expect wider price swings.
HRB is growing revenue faster at 3.0% — sustainability is the question.
HRB generates stronger free cash flow (237M), providing more financial flexibility.
Bottom Line
HRB scores higher overall (67/100 vs 30/100), backed by strong 18.6% margins. LIVE offers better value entry with a 85.9% margin of safety. Both earn "Strong Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
H&R Block Inc
CONSUMER CYCLICAL · PERSONAL SERVICES · USA
H&R Block, Inc., provides services and products for assisted preparation of income tax returns and self-preparation of income tax returns (DIY) to the general public, primarily in the United States, Canada and Australia. The company is headquartered in Kansas City, Missouri.
Live Ventures Inc
CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA
Live Ventures Incorporated is engaged in flooring manufacturing, steel fabrication and retail businesses in the United States. The company is headquartered in Las Vegas, Nevada.
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