WallStSmart

Hartford Financial Services Group (HIG)vsWSFS Financial Corporation (WSFS)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Hartford Financial Services Group generates 2628% more annual revenue ($28.79B vs $1.06B). WSFS leads profitability with a 29.2% profit margin vs 14.1%. HIG appears more attractively valued with a PEG of 0.12. WSFS earns a higher WallStSmart Score of 81/100 (A-).

HIG

Strong Buy

77

out of 100

Grade: B+

Growth: 7.3Profit: 7.0Value: 8.3Quality: 8.3
Piotroski: 6/9

WSFS

Exceptional Buy

81

out of 100

Grade: A-

Growth: 8.7Profit: 7.5Value: 7.0Quality: 5.0

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

HIG6 strengths · Avg: 9.0/10
PEG RatioValuation
0.1210/10

Growing faster than its price suggests

P/E RatioValuation
9.6x10/10

Attractively priced relative to earnings

Return on EquityProfitability
22.7%9/10

Every $100 of equity generates 23 in profit

Debt/EquityHealth
0.239/10

Conservative balance sheet, low leverage

Price/BookValuation
2.0x8/10

Reasonable price relative to book value

EPS GrowthGrowth
41.4%8/10

Earnings expanding 41.4% YoY

WSFS6 strengths · Avg: 8.8/10
Price/BookValuation
1.4x10/10

Reasonable price relative to book value

Operating MarginProfitability
44.0%10/10

Strong operational efficiency at 44.0%

Profit MarginProfitability
29.2%9/10

Keeps 29 of every $100 in revenue as profit

PEG RatioValuation
0.988/10

Growing faster than its price suggests

P/E RatioValuation
12.7x8/10

Attractively priced relative to earnings

Revenue GrowthGrowth
16.1%8/10

16.1% revenue growth

Areas to Watch

HIG0 concerns · Avg: 0/10

No major concerns identified

WSFS0 concerns · Avg: 0/10

No major concerns identified

Comparative Analysis Report

WallStSmart Research

Bull Case : HIG

The strongest argument for HIG centers on PEG Ratio, P/E Ratio, Return on Equity. PEG of 0.12 suggests the stock is reasonably priced for its growth.

Bull Case : WSFS

The strongest argument for WSFS centers on Price/Book, Operating Margin, Profit Margin. Profitability is solid with margins at 29.2% and operating margin at 44.0%. Revenue growth of 16.1% demonstrates continued momentum.

Bear Case : HIG

No major red flags identified for HIG, but monitor valuation.

Bear Case : WSFS

No major red flags identified for WSFS, but monitor valuation.

Key Dynamics to Monitor

HIG profiles as a value stock while WSFS is a growth play — different risk/reward profiles.

WSFS carries more volatility with a beta of 0.75 — expect wider price swings.

WSFS is growing revenue faster at 16.1% — sustainability is the question.

HIG generates stronger free cash flow (1.0B), providing more financial flexibility.

Bottom Line

WSFS scores higher overall (81/100 vs 77/100), backed by strong 29.2% margins and 16.1% revenue growth. Both earn "Exceptional Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Hartford Financial Services Group

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

The Hartford Financial Services Group, Inc., usually known as The Hartford, is a United States-based investment and insurance company.

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WSFS Financial Corporation

FINANCIAL SERVICES · BANKS - REGIONAL · USA

WSFS Financial Corporation is the savings and loan holding company of the Wilmington Savings Fund Society, FSB, which offers various banking services in the United States. The company is headquartered in Wilmington, Delaware.

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