WallStSmart

American International Group Inc (AIG)vsWSFS Financial Corporation (WSFS)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

American International Group Inc generates 2422% more annual revenue ($26.61B vs $1.06B). WSFS leads profitability with a 29.2% profit margin vs 11.6%. AIG appears more attractively valued with a PEG of 0.86. WSFS earns a higher WallStSmart Score of 81/100 (A-).

AIG

Buy

60

out of 100

Grade: C

Growth: 2.0Profit: 5.0Value: 7.0Quality: 7.0
Piotroski: 5/9Altman Z: 0.88

WSFS

Exceptional Buy

81

out of 100

Grade: A-

Growth: 8.7Profit: 7.5Value: 7.0Quality: 5.0

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AIG4 strengths · Avg: 8.8/10
Price/BookValuation
1.0x10/10

Reasonable price relative to book value

Debt/EquityHealth
0.229/10

Conservative balance sheet, low leverage

PEG RatioValuation
0.868/10

Growing faster than its price suggests

P/E RatioValuation
13.7x8/10

Attractively priced relative to earnings

WSFS6 strengths · Avg: 8.8/10
Price/BookValuation
1.4x10/10

Reasonable price relative to book value

Operating MarginProfitability
44.0%10/10

Strong operational efficiency at 44.0%

Profit MarginProfitability
29.2%9/10

Keeps 29 of every $100 in revenue as profit

PEG RatioValuation
0.988/10

Growing faster than its price suggests

P/E RatioValuation
12.7x8/10

Attractively priced relative to earnings

Revenue GrowthGrowth
16.1%8/10

16.1% revenue growth

Areas to Watch

AIG4 concerns · Avg: 2.3/10
Return on EquityProfitability
7.4%3/10

ROE of 7.4% — below average capital efficiency

Revenue GrowthGrowth
-7.2%2/10

Revenue declined 7.2%

EPS GrowthGrowth
-5.6%2/10

Earnings declined 5.6%

Altman Z-ScoreHealth
0.882/10

Distress zone — elevated risk

WSFS0 concerns · Avg: 0/10

No major concerns identified

Comparative Analysis Report

WallStSmart Research

Bull Case : AIG

The strongest argument for AIG centers on Price/Book, Debt/Equity, PEG Ratio. PEG of 0.86 suggests the stock is reasonably priced for its growth.

Bull Case : WSFS

The strongest argument for WSFS centers on Price/Book, Operating Margin, Profit Margin. Profitability is solid with margins at 29.2% and operating margin at 44.0%. Revenue growth of 16.1% demonstrates continued momentum.

Bear Case : AIG

The primary concerns for AIG are Return on Equity, Revenue Growth, EPS Growth.

Bear Case : WSFS

No major red flags identified for WSFS, but monitor valuation.

Key Dynamics to Monitor

AIG profiles as a declining stock while WSFS is a growth play — different risk/reward profiles.

WSFS carries more volatility with a beta of 0.75 — expect wider price swings.

WSFS is growing revenue faster at 16.1% — sustainability is the question.

AIG generates stronger free cash flow (636M), providing more financial flexibility.

Bottom Line

WSFS scores higher overall (81/100 vs 60/100), backed by strong 29.2% margins and 16.1% revenue growth. Both earn "Exceptional Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

American International Group Inc

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

American International Group, Inc., also known as AIG, is an American multinational finance and insurance corporation with operations in more than 80 countries and jurisdictions. The company operates through three core businesses: General Insurance, Life & Retirement, and a standalone technology-enabled subsidiary.

WSFS Financial Corporation

FINANCIAL SERVICES · BANKS - REGIONAL · USA

WSFS Financial Corporation is the savings and loan holding company of the Wilmington Savings Fund Society, FSB, which offers various banking services in the United States. The company is headquartered in Wilmington, Delaware.

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