Arch Capital Group Ltd. (ACGL)vsWSFS Financial Corporation (WSFS)
ACGL
Arch Capital Group Ltd.
$96.09
-0.11%
FINANCIAL SERVICES · Cap: $33.47B
WSFS
WSFS Financial Corporation
$79.73
-0.26%
FINANCIAL SERVICES · Cap: $4.07B
Smart Verdict
WallStSmart Research — data-driven comparison
Arch Capital Group Ltd. generates 1684% more annual revenue ($19.23B vs $1.08B). WSFS leads profitability with a 29.7% profit margin vs 24.4%. WSFS appears more attractively valued with a PEG of 0.98. WSFS earns a higher WallStSmart Score of 77/100 (B+).
ACGL
Strong Buy67
out of 100
Grade: B-
WSFS
Strong Buy77
out of 100
Grade: B+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 24 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Strong operational efficiency at 26.6%
Generating 1.3B in free cash flow
Strong operational efficiency at 41.7%
Keeps 30 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Growing faster than its price suggests
Attractively priced relative to earnings
Reasonable price relative to book value
Areas to Watch
Revenue declined 10.5%
Earnings declined 7.1%
Distress zone — elevated risk
Negative free cash flow — burning cash
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 24.4% and operating margin at 26.6%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : WSFS
The strongest argument for WSFS centers on Operating Margin, Profit Margin, Debt/Equity. Profitability is solid with margins at 29.7% and operating margin at 41.7%. PEG of 0.98 suggests the stock is reasonably priced for its growth.
Bear Case : ACGL
The primary concerns for ACGL are Revenue Growth, EPS Growth, Altman Z-Score.
Bear Case : WSFS
The primary concerns for WSFS are Free Cash Flow, Altman Z-Score.
Key Dynamics to Monitor
ACGL profiles as a declining stock while WSFS is a mature play — different risk/reward profiles.
WSFS carries more volatility with a beta of 0.75 — expect wider price swings.
WSFS is growing revenue faster at 8.8% — sustainability is the question.
ACGL generates stronger free cash flow (1.3B), providing more financial flexibility.
Bottom Line
WSFS scores higher overall (77/100 vs 67/100), backed by strong 29.7% margins. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd.
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
WSFS Financial Corporation
FINANCIAL SERVICES · BANKS - REGIONAL · USA
WSFS Financial Corporation is the savings and loan holding company of the Wilmington Savings Fund Society, FSB, which offers various banking services in the United States. The company is headquartered in Wilmington, Delaware.
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