Hartford Financial Services Group (HIG)vsStifel Financial Corporation (SF)
HIG
Hartford Financial Services Group
$132.14
+3.78%
FINANCIAL SERVICES · Cap: $35.53B
SF
Stifel Financial Corporation
$70.72
-0.98%
FINANCIAL SERVICES · Cap: $11.15B
Smart Verdict
WallStSmart Research — data-driven comparison
Hartford Financial Services Group generates 408% more annual revenue ($28.79B vs $5.67B). SF leads profitability with a 15.6% profit margin vs 14.1%. HIG appears more attractively valued with a PEG of 0.12. SF earns a higher WallStSmart Score of 81/100 (A-).
HIG
Strong Buy79
out of 100
Grade: B+
SF
Exceptional Buy81
out of 100
Grade: A-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Growing faster than its price suggests
Attractively priced relative to earnings
Every $100 of equity generates 22 in profit
Conservative balance sheet, low leverage
Reasonable price relative to book value
Earnings expanding 41.4% YoY
Earnings expanding 469.2% YoY
Growing faster than its price suggests
Attractively priced relative to earnings
Reasonable price relative to book value
Strong operational efficiency at 21.6%
Areas to Watch
Distress zone — elevated risk
Negative free cash flow — burning cash
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : HIG
The strongest argument for HIG centers on PEG Ratio, P/E Ratio, Return on Equity. PEG of 0.12 suggests the stock is reasonably priced for its growth.
Bull Case : SF
The strongest argument for SF centers on EPS Growth, PEG Ratio, P/E Ratio. Profitability is solid with margins at 15.6% and operating margin at 21.6%. Revenue growth of 14.3% demonstrates continued momentum.
Bear Case : HIG
The primary concerns for HIG are Altman Z-Score.
Bear Case : SF
The primary concerns for SF are Free Cash Flow, Altman Z-Score.
Key Dynamics to Monitor
HIG profiles as a value stock while SF is a mature play — different risk/reward profiles.
SF carries more volatility with a beta of 1.01 — expect wider price swings.
SF is growing revenue faster at 14.3% — sustainability is the question.
HIG generates stronger free cash flow (1.0B), providing more financial flexibility.
Bottom Line
SF scores higher overall (81/100 vs 79/100), backed by strong 15.6% margins and 14.3% revenue growth. Both earn "Exceptional Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Hartford Financial Services Group
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
The Hartford Financial Services Group, Inc., usually known as The Hartford, is a United States-based investment and insurance company.
Visit Website →Stifel Financial Corporation
FINANCIAL SERVICES · CAPITAL MARKETS · USA
Stifel Financial Corp. The company is headquartered in St. Louis, Missouri.
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