Arch Capital Group Ltd. (ACGL)vsStifel Financial Corporation (SF)
ACGL
Arch Capital Group Ltd.
$88.34
-0.17%
FINANCIAL SERVICES · Cap: $32.03B
SF
Stifel Financial Corporation
$70.72
-0.98%
FINANCIAL SERVICES · Cap: $11.15B
Smart Verdict
WallStSmart Research — data-driven comparison
Arch Capital Group Ltd. generates 249% more annual revenue ($19.78B vs $5.67B). ACGL leads profitability with a 24.6% profit margin vs 15.6%. SF appears more attractively valued with a PEG of 0.95. SF earns a higher WallStSmart Score of 81/100 (A-).
ACGL
Strong Buy79
out of 100
Grade: B+
SF
Exceptional Buy81
out of 100
Grade: A-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Earnings expanding 94.6% YoY
Every $100 of equity generates 20 in profit
Keeps 25 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Earnings expanding 469.2% YoY
Growing faster than its price suggests
Attractively priced relative to earnings
Reasonable price relative to book value
Strong operational efficiency at 21.6%
Areas to Watch
Revenue declined 3.3%
Distress zone — elevated risk
Negative free cash flow — burning cash
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, Price/Book, EPS Growth. Profitability is solid with margins at 24.6% and operating margin at 25.3%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : SF
The strongest argument for SF centers on EPS Growth, PEG Ratio, P/E Ratio. Profitability is solid with margins at 15.6% and operating margin at 21.6%. Revenue growth of 14.3% demonstrates continued momentum.
Bear Case : ACGL
The primary concerns for ACGL are Revenue Growth, Altman Z-Score.
Bear Case : SF
The primary concerns for SF are Free Cash Flow, Altman Z-Score.
Key Dynamics to Monitor
ACGL profiles as a declining stock while SF is a mature play — different risk/reward profiles.
SF carries more volatility with a beta of 1.01 — expect wider price swings.
SF is growing revenue faster at 14.3% — sustainability is the question.
ACGL generates stronger free cash flow (1.2B), providing more financial flexibility.
Bottom Line
SF scores higher overall (81/100 vs 79/100), backed by strong 15.6% margins and 14.3% revenue growth. Both earn "Exceptional Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd.
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
Stifel Financial Corporation
FINANCIAL SERVICES · CAPITAL MARKETS · USA
Stifel Financial Corp. The company is headquartered in St. Louis, Missouri.
Compare with Other INSURANCE - DIVERSIFIED Stocks
Want to dig deeper into these stocks?