WallStSmart

Hilton Grand Vacations Inc (HGV)vsSea Ltd (SE)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Sea Ltd generates 436% more annual revenue ($25.19B vs $4.70B). SE leads profitability with a 6.4% profit margin vs 3.2%. HGV trades at a lower P/E of 26.2x. SE earns a higher WallStSmart Score of 52/100 (C-).

HGV

Hold

45

out of 100

Grade: D+

Growth: 4.7Profit: 6.0Value: 5.3Quality: 5.5
Piotroski: 5/9Altman Z: 1.21

SE

Buy

52

out of 100

Grade: C-

Growth: 8.0Profit: 5.5Value: 6.0Quality: 7.5
Piotroski: 6/9Altman Z: 1.53
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for HGV.

SEUndervalued (+52.3%)

Margin of Safety

+52.3%

Fair Value

$240.26

Current Price

$113.43

$126.83 discount

UndervaluedFair: $240.26Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

HGV0 strengths · Avg: 0/10

No standout strengths identified

SE3 strengths · Avg: 9.3/10
Revenue GrowthGrowth
46.6%10/10

Revenue surging 46.6% year-over-year

Market CapQuality
$65.38B9/10

Large-cap with strong market position

Debt/EquityHealth
0.289/10

Conservative balance sheet, low leverage

Areas to Watch

HGV4 concerns · Avg: 2.8/10
P/E RatioValuation
26.2x4/10

Moderate valuation

Profit MarginProfitability
3.2%3/10

3.2% margin — thin

EPS GrowthGrowth
-40.7%2/10

Earnings declined 40.7%

Altman Z-ScoreHealth
1.212/10

Distress zone — elevated risk

SE4 concerns · Avg: 3.8/10
PEG RatioValuation
1.534/10

Expensive relative to growth rate

EPS GrowthGrowth
3.1%4/10

3.1% earnings growth

Altman Z-ScoreHealth
1.534/10

Distress zone — elevated risk

Profit MarginProfitability
6.4%3/10

6.4% margin — thin

Comparative Analysis Report

WallStSmart Research

Bull Case : HGV

HGV has a balanced fundamental profile.

Bull Case : SE

The strongest argument for SE centers on Revenue Growth, Market Cap, Debt/Equity. Revenue growth of 46.6% demonstrates continued momentum.

Bear Case : HGV

The primary concerns for HGV are P/E Ratio, Profit Margin, EPS Growth. Debt-to-equity of 6.18 is elevated, increasing financial risk. Thin 3.2% margins leave little buffer for downturns.

Bear Case : SE

The primary concerns for SE are PEG Ratio, EPS Growth, Altman Z-Score. A P/E of 43.7x leaves little room for execution misses.

Key Dynamics to Monitor

HGV profiles as a value stock while SE is a hypergrowth play — different risk/reward profiles.

HGV carries more volatility with a beta of 1.51 — expect wider price swings.

SE is growing revenue faster at 46.6% — sustainability is the question.

SE generates stronger free cash flow (919M), providing more financial flexibility.

Bottom Line

SE scores higher overall (52/100 vs 45/100) and 46.6% revenue growth. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Hilton Grand Vacations Inc

CONSUMER CYCLICAL · RESORTS & CASINOS · USA

Hilton Grand Vacations Inc., a timeshare company, develops, markets, sells and manages vacation-owned resorts primarily under the Hilton Grand Vacations brand. The company is headquartered in Orlando, Florida.

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Sea Ltd

CONSUMER CYCLICAL · INTERNET RETAIL · USA

Sea Limited is engaged in the digital entertainment, e-commerce and digital financial services businesses in Southeast Asia, Latin America, the rest of Asia and internationally. The company is headquartered in Singapore.

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