Goldman Sachs Group Inc (GS)vsHartford Financial Services Group (HIG)
GS
Goldman Sachs Group Inc
$1,039.61
+0.68%
FINANCIAL SERVICES · Cap: $312.82B
HIG
Hartford Financial Services Group
$143.28
-0.85%
FINANCIAL SERVICES · Cap: $38.90B
Smart Verdict
WallStSmart Research — data-driven comparison
Goldman Sachs Group Inc generates 130% more annual revenue ($67.57B vs $29.32B). GS leads profitability with a 31.0% profit margin vs 14.9%. HIG appears more attractively valued with a PEG of 0.12. GS earns a higher WallStSmart Score of 83/100 (A-).
GS
Exceptional Buy83
out of 100
Grade: A-
HIG
Strong Buy77
out of 100
Grade: B+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Mega-cap, among the largest globally
Keeps 31 of every $100 in revenue as profit
Strong operational efficiency at 42.2%
Revenue surging 42.5% year-over-year
Earnings expanding 92.3% YoY
Attractively priced relative to earnings
Growing faster than its price suggests
Attractively priced relative to earnings
Every $100 of equity generates 22 in profit
Conservative balance sheet, low leverage
Reasonable price relative to book value
Earnings expanding 36.1% YoY
Areas to Watch
Negative free cash flow — burning cash
Distress zone — elevated risk
Elevated debt levels
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : GS
The strongest argument for GS centers on Market Cap, Profit Margin, Operating Margin. Profitability is solid with margins at 31.0% and operating margin at 42.2%. Revenue growth of 42.5% demonstrates continued momentum.
Bull Case : HIG
The strongest argument for HIG centers on PEG Ratio, P/E Ratio, Return on Equity. PEG of 0.12 suggests the stock is reasonably priced for its growth.
Bear Case : GS
The primary concerns for GS are Free Cash Flow, Altman Z-Score, Debt/Equity. Debt-to-equity of 6.47 is elevated, increasing financial risk.
Bear Case : HIG
The primary concerns for HIG are Altman Z-Score.
Key Dynamics to Monitor
GS profiles as a growth stock while HIG is a value play — different risk/reward profiles.
GS carries more volatility with a beta of 1.29 — expect wider price swings.
GS is growing revenue faster at 42.5% — sustainability is the question.
HIG generates stronger free cash flow (1.1B), providing more financial flexibility.
Bottom Line
GS scores higher overall (83/100 vs 77/100), backed by strong 31.0% margins and 42.5% revenue growth. Both earn "Exceptional Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Goldman Sachs Group Inc
FINANCIAL SERVICES · CAPITAL MARKETS · USA
The Goldman Sachs Group, Inc., is an American multinational investment bank and financial services company headquartered in New York City. It offers services in investment management, securities, asset management, prime brokerage, and securities underwriting. It also provides investment banking to institutional investors.
Hartford Financial Services Group
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
The Hartford Financial Services Group, Inc., usually known as The Hartford, is a United States-based investment and insurance company.
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