Hartford Financial Services Group (HIG)vsNomura Holdings Inc ADR (NMR)
HIG
Hartford Financial Services Group
$128.73
-1.53%
FINANCIAL SERVICES · Cap: $35.73B
NMR
Nomura Holdings Inc ADR
$9.96
-1.78%
FINANCIAL SERVICES · Cap: $29.90B
Smart Verdict
WallStSmart Research — data-driven comparison
Nomura Holdings Inc ADR generates 7852% more annual revenue ($2.33T vs $29.32B). NMR leads profitability with a 17.3% profit margin vs 14.9%. HIG appears more attractively valued with a PEG of 0.12. NMR earns a higher WallStSmart Score of 84/100 (A-).
HIG
Strong Buy79
out of 100
Grade: B+
NMR
Exceptional Buy84
out of 100
Grade: A-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Growing faster than its price suggests
Attractively priced relative to earnings
Every $100 of equity generates 22 in profit
Conservative balance sheet, low leverage
Reasonable price relative to book value
Earnings expanding 36.1% YoY
Reasonable price relative to book value
Strong operational efficiency at 30.8%
Revenue surging 31.2% year-over-year
Growing faster than its price suggests
Attractively priced relative to earnings
Earnings expanding 42.0% YoY
Areas to Watch
Distress zone — elevated risk
Distress zone — elevated risk
Elevated debt levels
Comparative Analysis Report
WallStSmart ResearchBull Case : HIG
The strongest argument for HIG centers on PEG Ratio, P/E Ratio, Return on Equity. PEG of 0.12 suggests the stock is reasonably priced for its growth.
Bull Case : NMR
The strongest argument for NMR centers on Price/Book, Operating Margin, Revenue Growth. Profitability is solid with margins at 17.3% and operating margin at 30.8%. Revenue growth of 31.2% demonstrates continued momentum.
Bear Case : HIG
The primary concerns for HIG are Altman Z-Score.
Bear Case : NMR
The primary concerns for NMR are Altman Z-Score, Debt/Equity. Debt-to-equity of 9.18 is elevated, increasing financial risk.
Key Dynamics to Monitor
HIG profiles as a value stock while NMR is a growth play — different risk/reward profiles.
NMR carries more volatility with a beta of 0.61 — expect wider price swings.
NMR is growing revenue faster at 31.2% — sustainability is the question.
Monitor INSURANCE - DIVERSIFIED industry trends, competitive dynamics, and regulatory changes.
Bottom Line
NMR scores higher overall (84/100 vs 79/100), backed by strong 17.3% margins and 31.2% revenue growth. Both earn "Exceptional Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Hartford Financial Services Group
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
The Hartford Financial Services Group, Inc., usually known as The Hartford, is a United States-based investment and insurance company.
Visit Website →Nomura Holdings Inc ADR
FINANCIAL SERVICES · CAPITAL MARKETS · USA
Nomura Holdings, Inc. provides various financial services to individuals, corporations, financial institutions, governments, and government agencies worldwide. The company is headquartered in Tokyo, Japan.
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