WallStSmart

Grab Holdings Ltd (GRAB)vsMicrosoft Corporation (MSFT)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Microsoft Corporation generates 8794% more annual revenue ($331.84B vs $3.73B). MSFT leads profitability with a 40.3% profit margin vs 16.0%. GRAB appears more attractively valued with a PEG of 0.58. MSFT earns a higher WallStSmart Score of 72/100 (B).

GRAB

Strong Buy

70

out of 100

Grade: B

Growth: 9.3Profit: 5.5Value: 6.3Quality: 5.0
Piotroski: 3/9Altman Z: -0.54

MSFT

Strong Buy

72

out of 100

Grade: B

Growth: 8.7Profit: 9.5Value: 5.0Quality: 7.0
Piotroski: 4/9Altman Z: 2.68

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

GRAB4 strengths · Avg: 8.0/10
PEG RatioValuation
0.588/10

Growing faster than its price suggests

Price/BookValuation
1.8x8/10

Reasonable price relative to book value

Revenue GrowthGrowth
21.9%8/10

Revenue surging 21.9% year-over-year

EPS GrowthGrowth
41.0%8/10

Earnings expanding 41.0% YoY

MSFT6 strengths · Avg: 9.8/10
Market CapQuality
$3.68T10/10

Mega-cap, among the largest globally

Return on EquityProfitability
30.2%10/10

Every $100 of equity generates 30 in profit

Profit MarginProfitability
40.3%10/10

Keeps 40 of every $100 in revenue as profit

Operating MarginProfitability
45.1%10/10

Strong operational efficiency at 45.1%

Free Cash FlowQuality
$19.64B10/10

Generating 19.6B in free cash flow

Debt/EquityHealth
0.299/10

Conservative balance sheet, low leverage

Areas to Watch

GRAB4 concerns · Avg: 3.0/10
P/E RatioValuation
25.4x4/10

Moderate valuation

Operating MarginProfitability
2.1%3/10

Operating margin of 2.1%

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Altman Z-ScoreHealth
-0.542/10

Distress zone — elevated risk

MSFT3 concerns · Avg: 4.0/10
PEG RatioValuation
1.604/10

Expensive relative to growth rate

P/E RatioValuation
27.4x4/10

Moderate valuation

Price/BookValuation
8.4x4/10

Trading at 8.4x book value

Comparative Analysis Report

WallStSmart Research

Bull Case : GRAB

The strongest argument for GRAB centers on PEG Ratio, Price/Book, Revenue Growth. Profitability is solid with margins at 16.0% and operating margin at 2.1%. Revenue growth of 21.9% demonstrates continued momentum.

Bull Case : MSFT

The strongest argument for MSFT centers on Market Cap, Return on Equity, Profit Margin. Profitability is solid with margins at 40.3% and operating margin at 45.1%. Revenue growth of 17.7% demonstrates continued momentum.

Bear Case : GRAB

The primary concerns for GRAB are P/E Ratio, Operating Margin, Piotroski F-Score.

Bear Case : MSFT

The primary concerns for MSFT are PEG Ratio, P/E Ratio, Price/Book.

Key Dynamics to Monitor

MSFT carries more volatility with a beta of 1.11 — expect wider price swings.

GRAB is growing revenue faster at 21.9% — sustainability is the question.

MSFT generates stronger free cash flow (19.6B), providing more financial flexibility.

Monitor SOFTWARE - APPLICATION industry trends, competitive dynamics, and regulatory changes.

Bottom Line

MSFT scores higher overall (72/100 vs 70/100), backed by strong 40.3% margins and 17.7% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Grab Holdings Ltd

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Grab Holdings Ltd is a leading technology platform in Southeast Asia, specializing in a diverse range of services including ride-hailing, food delivery, and digital payment solutions. Founded in 2012, Grab has quickly become integral to urban life in the region, serving millions of consumers while prioritizing innovation and sustainable practices. The company actively engages in strategic partnerships and invests significantly in technology to enhance operational efficiency and expand its offerings. With its focus on integrated consumer services, Grab is well-positioned to capitalize on the burgeoning demand within Southeast Asia's dynamic digital economy.

Microsoft Corporation

TECHNOLOGY · SOFTWARE - INFRASTRUCTURE · USA

Microsoft Corporation is an American multinational technology company which produces computer software, consumer electronics, personal computers, and related services. Its best known software products are the Microsoft Windows line of operating systems, the Microsoft Office suite, and the Internet Explorer and Edge web browsers. Its flagship hardware products are the Xbox video game consoles and the Microsoft Surface lineup of touchscreen personal computers. Microsoft ranked No. 21 in the 2020 Fortune 500 rankings of the largest United States corporations by total revenue; it was the world's largest software maker by revenue as of 2016. It is considered one of the Big Five companies in the U.S. information technology industry, along with Google, Apple, Amazon, and Facebook.

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