WallStSmart

Automatic Data Processing Inc (ADP)vsGrab Holdings Ltd (GRAB)

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Smart Verdict

WallStSmart Research — data-driven comparison

Automatic Data Processing Inc generates 497% more annual revenue ($22.26B vs $3.73B). ADP leads profitability with a 20.3% profit margin vs 16.0%. GRAB appears more attractively valued with a PEG of 0.57. GRAB earns a higher WallStSmart Score of 70/100 (B).

ADP

Buy

64

out of 100

Grade: C+

Growth: 6.0Profit: 8.5Value: 3.3Quality: 3.5
Piotroski: 2/9Altman Z: 0.53

GRAB

Strong Buy

70

out of 100

Grade: B

Growth: 9.3Profit: 5.5Value: 6.3Quality: 4.5
Piotroski: 3/9Altman Z: -0.54
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

ADPSignificantly Overvalued (-79.9%)

Margin of Safety

-79.9%

Fair Value

$168.59

Current Price

$303.35

$134.76 premium

UndervaluedFair: $168.59Overvalued

Intrinsic value data unavailable for GRAB.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

ADP4 strengths · Avg: 9.0/10
Return on EquityProfitability
88.9%10/10

Every $100 of equity generates 89 in profit

Market CapQuality
$116.00B9/10

Large-cap with strong market position

Profit MarginProfitability
20.3%9/10

Keeps 20 of every $100 in revenue as profit

Operating MarginProfitability
26.7%8/10

Strong operational efficiency at 26.7%

GRAB4 strengths · Avg: 8.0/10
PEG RatioValuation
0.578/10

Growing faster than its price suggests

Price/BookValuation
2.1x8/10

Reasonable price relative to book value

Revenue GrowthGrowth
21.9%8/10

Revenue surging 21.9% year-over-year

EPS GrowthGrowth
41.0%8/10

Earnings expanding 41.0% YoY

Areas to Watch

ADP4 concerns · Avg: 3.0/10
P/E RatioValuation
26.1x4/10

Moderate valuation

Debt/EquityHealth
1.073/10

Elevated debt levels

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

PEG RatioValuation
2.702/10

Expensive relative to growth rate

GRAB3 concerns · Avg: 2.7/10
Operating MarginProfitability
2.1%3/10

Operating margin of 2.1%

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Altman Z-ScoreHealth
-0.542/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : ADP

The strongest argument for ADP centers on Return on Equity, Market Cap, Profit Margin. Profitability is solid with margins at 20.3% and operating margin at 26.7%.

Bull Case : GRAB

The strongest argument for GRAB centers on PEG Ratio, Price/Book, Revenue Growth. Profitability is solid with margins at 16.0% and operating margin at 2.1%. Revenue growth of 21.9% demonstrates continued momentum.

Bear Case : ADP

The primary concerns for ADP are P/E Ratio, Debt/Equity, Piotroski F-Score.

Bear Case : GRAB

The primary concerns for GRAB are Operating Margin, Piotroski F-Score, Altman Z-Score.

Key Dynamics to Monitor

ADP profiles as a mature stock while GRAB is a growth play — different risk/reward profiles.

GRAB carries more volatility with a beta of 0.91 — expect wider price swings.

GRAB is growing revenue faster at 21.9% — sustainability is the question.

ADP generates stronger free cash flow (598M), providing more financial flexibility.

Bottom Line

GRAB scores higher overall (70/100 vs 64/100), backed by strong 16.0% margins and 21.9% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Automatic Data Processing Inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Automatic Data Processing, Inc. (ADP) is an American provider of human resources management software and services.

Grab Holdings Ltd

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Grab Holdings Ltd is a leading technology platform in Southeast Asia, specializing in a diverse range of services including ride-hailing, food delivery, and digital payment solutions. Founded in 2012, Grab has quickly become integral to urban life in the region, serving millions of consumers while prioritizing innovation and sustainable practices. The company actively engages in strategic partnerships and invests significantly in technology to enhance operational efficiency and expand its offerings. With its focus on integrated consumer services, Grab is well-positioned to capitalize on the burgeoning demand within Southeast Asia's dynamic digital economy.

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